Tips & Strategies
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I want to express my heart-felt appreciation for the opportunities that Capital Direct has opened up. When others said no, Capital Direct saw the value of my home and made it possible for me to finance my dreams. I tip my hat to Capital Direct.
Jun Paul, O., Vancouver, BC
If you need help working out some financial decisions, our calculators can help and perhaps uncover some tricks to mortgage savings that you didn't know were available!

Accelerate Your Debt Payoff
Consolidating your debt is just half the battle. This calculator can show you how to accelerate your debt payoff and stick to a plan!

Eco-friendly Calculator
Use our Eco-friendly Calculator to estimate your home's carbon footprint and then learn how you can improve upon that with energy saving upgrades for your home. By reducing your home's carbon footprint you will be improving the environment while saving money and increasing the value of your home.

Pay Off Your Mortgage Faster
By increasing your mortgage payment frequency and making lump-sum prepayment, you can dramatically save on interest and payoff your mortgage faster! This calculator can help you determine how much you can save over the life of your mortgage.

Reduce Mortgage Interest Payments
Larger mortgage payments and lump-sum prepayments can save you thousands of dollars in interest over the amortization period of your mortgage. Use this calculator to generate an amortization schedule for your current mortgage.

Refinance Your Mortgage for Interest Savings
Find our how much interest you can you save by refinancing your mortgage!

Determine If You Should Buy or Rent a Home
Should you rent or should you buy your home? It takes more than looking at your mortgage payment to answer this question. This calculator helps you weed through the fees, taxes, and monthly payments to help you make a good financial decision.