Composting
Refresher

Each year as we head into the spring and summer, we like to get outside and start working in the garden. Here is a quick refresher on backyard composting.

Strike a Balance

As a rule-of-thumb, you should be adding equal amounts of GREENS and BROWNS. Add alternate layers of brown (such as dry leaves or shrub prunings) and green (such as fresh leaves, weeds, and grass clippings) material to increase the efficiency of the composting. Bury food scraps in the center of the pile under a layer of soil or finished compost.

Don't Forget the Elements

Your compost needs a to remain moist in order to be effective. Keep it damp - not soaking wet. And in the heat of summer, be sure to check moisture and sprinkle with water when dry. Your compost also needs air: turn, or aerate, your compost every 2 - 3 weeks. You may also use a broom handle to poke holes throughout the pile.

Within 2 - 3 months you will have finished compost you can use around the yard.

Health & Fitness

As the weather improves most Canadians will be spending more time outside. It's a great time of year to get physical. Here are some quick tips for getting and staying in shape.

  1. Water is crucial. Stay well-hydrated throughout the day. The generally accepted rule is to drink about 2 litres of water a day. It's a very easy thing to do, so long as you don't try to do it in one sitting - spread it out over about 8 drinks.

  1. Having a buddy helps you stay committed to a fitness routine. Maybe you have a running partner, or a friend who'll join you for your evening stroll. It can also be nice to spend time with someone dear.

  1. Use the right gear. For example, if you're walking routinely, and it's on concrete or asphalt, you really should invest in shoes that are designed to support the activity. Whatever it might be that you like to get up to when the weather gets warmer, we hope you love and enjoy every moment.

Whatever it might be that you like to get up to when the weather gets warmer, we hope you love and enjoy every moment.

Power Charger


This is a smoothie full of nutrients and it's incredibly easy to make.

What You Need

1 cup unsweetened almond milk
1 frozen banana
1/2 cup coconut water
3 dried medjool dates
2 tablespoons almond butter
2 tablespoons hemp seeds
pinch of ground cinnamon

Blend all these ingredients until smooth.
Serve and enjoy!

What Our Customers Have To Say

We would highly recommend Capital Direct
because of the excellent and efficient
services we received. The staff are positive
and helpful. It was stress free to get
approval on our loan. We were surprised how
quickly we received our loan.
Ronald S., Burnaby, BC
Every month, Capital Direct helps Canadians just like you to realize their dreams. What about you? Your home equity is something you've worked hard to build, so why not 'let your house lend a hand' © when you need it most! Contact a Capital Direct mortgage specialist to discover your options.


May Sudoku



5    
1   6
    2
    6
     
1   3
2    
8 7  
     
2 5  
    1
    9
6    
  4  
    1
9    
5    
  8 4
     
  9 3
    5
3   5
     
9    
6    
7   5
    8

Click here to view the solution

Request our new booklet: Borrowing for Success


How to Borrow What You Need to Succeed Guide

Learn how you can use your home equity to your greatest advantage.
To receive your FREE copy of this informative new booklet, email us at yourteam@capitaldirect.ca with the subject line: “New Guide Request”. Please include your full name and postal address, and we'll send you a copy via Canada Post.

Mortgage Broker Licence Numbers: Ontario 10549 / Admin 11408; BC X026311MMB; Alberta MW-9811291; Nova Scotia 10769862.
Capital Direct is a member of CAAMP, MBABC, AMBA, Vancouver Board of Trade, and accredited with the Better Business Bureau.