Space,
The Finite Frontier

Right about now, we’re all thinking about trading in our winter clothes for some summer attire. This usually involves hauling up boxes from under the stairs or dragging out containers from beneath the bed. Sweaters and long johns will be stored away until they’re needed again.

Unless you live the life of an ascetic monk or your home has the square footage of a palace, there’s one thing all households can use more of - storage space!

Here are some easy-to-follow tips to make the most of the space you have.

  • Add shelves above doorways or line the walls of bedrooms & the den with a high shelf.
  • Use a hamper as both an end table and storage space for winter outerwear.
  • Use a chest or ottoman to store blankets while it doubles as a footrest.
  • Window seating with a lid is a great place for storing footwear.
  • Arrange furniture to avoid blocking views of windows and doors, creating the appearance of open space.

Small Steps,
Big Difference

Continuous improvement makes for a better world. When we take small steps and add them together, we have the formula for making a big difference. At home, at work and in our communities, every action regardless of size, contributes to positive change in our world.

Wednesday, April 22nd is EARTH DAY 2009.

Here are some actions that you can take to have a positive impact on the environment.

Put it in park. Walk, cycle or use public transit one day a week and leave your car at home.

Bright idea. Use compact fluorescents bulbs. You not only conserve energy you also save money.

Blowing in the wind. When it’s possible, dry your laundry outside instead of using the dryer.

Rotting is good. Composting your house and yard organics reduces stress on landfills and helps nourish your garden.

Blue bin it. This simple act of recycling has tremendous impact on the environment.

Really Simple

Here are 3 simple tips to painlessly cut corners and spend a little less.

1 Fresh cut flowers create a beautiful atmosphere around the home, but the cost can quickly add up. Instead, buy a blooming houseplant, like the begonia; it’s widely available and easy to maintain.
2 If you’re spending money on childcare, try sharing the cost of a nanny with a neighbour or family member. This arrangement will save money and provide an opportunity for your child to socialize with other children.
3 It’s not hard to spend $8 – 10 on lunch everyday. If you brought your lunch to work, even just a couple of days a week, this would quickly add up to a significant yearly savings

Capital Direct's Eco-friendly Calculator

Do you know how large your home’s eco-footprint is? Under the ecoEnergy Retrofit program, homeowners can take advantage of available grants when improving the energy efficiency of their home. Not only will you be reducing your home's energy consumption but you can receive money back through available grants.

Visit Capital Direct's Eco-friendly Calculator online at, https://www.capitaldirect.ca/eco-calculator. Calculate the environmental impact of your household and find out ways of reducing it, then give us a call to learn how we can help you apply for available retrofit grants.


An Easy Decision to Make

After visiting the website, Anna B. and Joanna T. of Calgary, Alberta decided to contact Capital Direct for more information about getting a home equity loan. “We wanted to consolidate our debt at a lower interest rate,” Anna says. “We also wanted to have some extra money available to do some upgrades to our basement rental suite.”

“The excellent professional service helped us make the decision to work with Capital Direct.”

With Capital Direct’s help, Anna and Joanna Joann were able to save money each month on interest costs. “We were very pleased with the interest rate,” she says, “and feel very comfortable about our monthly payment.”

Every month, Capital Direct helps Canadians just like you to realize their dreams. What about you? Your home equity is something you’ve worked hard to build, so why not ‘let your house lend a hand’ © when you need it most! Contact a Capital Direct mortgage specialist to discover your options.

April Super Puzzle

First unscramble the letters, then find the words below. Good luck!

  1. VNMEITENRON
  2. DERUEC
  3. RESET
  4. GEENRY
  5. EAERLWNBE
  6. SRLOA
  7. NCIOTA
  8. ELLECYABRC
  9. IMGOTPSCON
  10. NROIGAC
  11. LOLCA
  12. RHTEA












E H E A R T H R D X C A D O V C Y O R E N E W A B L E M I R U Q S Y C M T F C G H O I Y J D E Y K Y Z Y R B N O M C E N E I U S C Z H C Y I Q U N A O R J O Y L O D N M Y K V Y N L Y Z K G A E M T G U I S U S M T G B K B X R P C R F O L V C L J R X L E V I O E K L R D Z M H F E E B N N Z S J A H Z K R D G S N A M N D U T R S C J C Y V T G E K Q I M S I D J Q B W M R N A K U V Q V D N L C Z W O T W O X Z F R D E L G Y N O I T C A R T S L O Y S M F

Request our new booklet:
How to Borrow What You Need to Succeed

How to Borrow What You Need to Succeed Guide

Learn how you can use your home equity to your greatest advantage.
To receive your FREE copy of this informative new booklet, email us at [email protected] with the subject line: “New Guide Request”. Please include your full name and postal address, and we'll send you a copy via Canada Post.

Discover how you can make the most of home ownership!
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