Home Inspections - Not Just for Buyers

We often consider a home inspection to be an important step for a homebuyer, but a pre-listing inspection has many benefits for a home seller. Here we've listed just a few of them. To learn more contact a Registered Home Inspector in your area. Visit the Canadian Association of Home and Property Inspectors (CAHPI) website www.cahpi.ca.

Why a pre-listing inspector?

  • Reduces last minute "surprises" that can delay the sale.
  • Gives you the necessary information to repair the items that could pose a problem.
  • Protects you and your family from potential lawsuits.
  • Helps sell your house faster and at the best possible price.
  • Gives you peace of mind as to the true condition of your home at time of sale.

The investment is well worth it. Contact a Registered Home Inspector today to learn more.

Good nutrition for back to school

Healthy food choices and a regular meal schedule can boost your child's energy, productivity and brainpower. Here are some simple tips for breakfast, lunch and snacks.

Don't skip out on breakfast. Breakfast gets the day off
to a good start. An example of a good breakfast is an
egg, a slice of whole grain toast with nut butter, a
piece of fruit and a glass of low-fat milk. Tofu, lean
meat and whole grain cereals are also good
choices at breakfast. The protein and fiber from
the whole grains will keep your child satisfied until
lunchtime.

Try to avoid giving your child sugary breakfast
cereals, white-flour pancakes and syrup, all of which
will leave your child hungry and tired half way through
the morning. If your child tends to get hungry in the
middle of the morning no matter what, send an apple,
whole grain crackers, nuts and cheese snacks rather
than sugary cookies or white-flour crackers.

Monitor lunches. Most schools try to provide nutritious
lunches for children, but many cafeterias offer fast food, fries
and other poor-quality foods alongside the usual lunch
selections.

Eating healthy at lunch will help keep your child's mind sharp and ready to learn all afternoon. Convincing school to change their lunches might take a lot of effort, but there are other things you can do, such as teach your kids the importance of eating nutritious foods. Hopefully with your help they will choose healthier salads and vegetables instead of fries, and water instead of soda. Another option is to send lunch with your kids. Hearty soups, salads, fruits, and sandwiches with whole grains can all be packed in insulated containers to stay hot or cold.

After school snacks. Even with a great breakfast and healthy lunch, a light after-school snack is nice to refuel a kid's body before play or study time. A handful of nuts and an apple is perfect, or maybe a snack tray of vegetables and dips. Even a healthy version of a PB & J will satisfy picky kids. Keep chips, sugary sodas, pastries and candy out of the house.

For more nutrition tips, visit the Health Canada web site at
http://www.hc-sc.gc.ca/fn-an/nutrition/index-eng.php.

At Ease from the Beginning

“Richard made us feel at ease from the very beginning,” says
Bonnie M. of Brampton, ON. John C. added, “he made the
process very easy and stress free.”
John and Bonnie felt the
personal service they received set Capital Direct apart. They
now have the financing they need to build a second home.

Personalized Service

Every month, Capital Direct helps Canadians just like you to realize their dreams. What about you? Your home equity is something you've worked hard to build, so why not 'let your house lend a hand' © when you need it most! Contact a Capital Direct mortgage specialist to discover your options.

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Capital Direct's Eco-friendly Calculator

Do you know how large your home’s eco-footprint is? Under the ecoEnergy Retrofit program, homeowners can take advantage of available grants when improving the energy efficiency of their home. Not only will you be reducing your home's energy consumption but you can receive money back through available grants.

Visit Capital Direct's Eco-friendly Calculator online at, https://www.capitaldirect.ca/eco-calculator. Calculate the environmental impact of your household and find out ways of reducing it, then give us a call to learn how we can help you apply for available retrofit grants.


Request our new booklet: Borrowing for Success


How to Borrow What You Need to Succeed Guide

Learn how you can use your home equity to your greatest advantage.
To receive your FREE copy of this informative new booklet, email us at [email protected] with the subject line: “New Guide Request”. Please include your full name and postal address, and we'll send you a copy via Canada Post.

Mortgage Broker Licence Numbers: Ontario 10549 / Admin 11408; BC X026311MMB; Alberta MW-9811291; Nova Scotia 10769862.
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