Body Detox

Detox is short for
detoxification and it's
something that our bodies
do as a normal process.
It's actually one of the
most basic automatic
functions to eliminate
and neutralize toxins
in our body's systems.

One of the benefits of detoxing is improving the
digestive system's efficiency. With a clean, healthy
digestive tract we are able to move food through
quicker and extract more nutrients. Other benefits
include:

Increased energy.
Improved waste elimination.
Boosted immune system.
Increased metabolic function – weight loss.

There are many kinds of detox programs available.
One thing most detox programs will have in
common is the types of things you should
eliminate during a detox. Here are the big five:

Dairy
Caffeine
Alcohol
Wheat products
Sugar

The best approach is to find a program that fits you and your lifestyle best.
Talk to your doctor, naturopath practitioner or local health food store.

Keeping Colds at Bay

The number of colds and flus going around
typically starts to rise around this time of year.
There are flu vaccinations available, but there is
no cure for the common cold or flu. However, there
are simple preventative measures you can take to
keep colds and the flu at bay.

Wash your hands frequently with soap and hot water.
The spread of colds and flus happens from picking up
germs from contaminated surfaces. If you rub your eyes or
touch your face, then you're at risk of catching that cold or
flu.

Keep your immune system in tip-top shape.
Your immune system is your body's first line of defense.
Be sure to get plenty of rest, and eat a well-balanced diet.
Research shows that your immune system benefits from
regular daily doses of Vitamin C, Zinc, and Echinacea.
Regular exercise also strengthens your immune system.

Know the difference between a common cold and the flu.
The typically symptoms of a cold are a runny nose,
sneezing, coughing and general fatigue. The typical
symptoms of the flu are similar but usually more severe.
The flu may also come with a fever and more severe aches and pains.

While there is no cure for the cold, as Ben Franklin would
say, “An ounce of prevention is worth a pound of cure.”

Here are some tips if you do find you
have caught a cold or the flu.
Get plenty of rest and stay at home.
Drink lots of fluids. Water and orange juice are great.
Spices like cayenne pepper in chicken soup
help to keep nasal passages working.
Use a humidifier to moisten nasal and throat.

3 Quick
Money Saving Tips

Track every expense. Financial advisors agree
that this is the best way to get control of your
spending. Know precisely where all your cash is going.

Travel in the off-season. If you plan on getting away,
try doing it in the off-season when you are more likely to
get some excellent savings.

Cut back on fuel. Downsizing your vehicle may not be an option for
everyone, but if you are driving a gas-guzzler, is there a more efficient
option available?

Taking Care of Business

“We knew what we wanted to do” explains Steven P., of Surrey “We wanted to clear up some debt.” After speaking to a Capital Direct mortgage specialist, Steven and Michelle took care of the extra debt with a home equity loan. “We're very impressed with the consultant, their wonderful service and professionalism.”

“We knew what we
wanted to do.”

Every month, Capital Direct helps Canadians just like you to realize their dreams. What about you? Your home equity is something you've worked hard to build, so why not 'let your house lend a hand' © when you need it most! Contact a Capital Direct mortgage specialist to discover your options.

November Sudoku

8	2
		5
		4


9	7	2
1

9

		2


		2
4	8

4		1
	9
5		7

	9	3
7

6

		3

		5
2	6	9

2
4
	8	6

Click here to view the solution

Capital Direct's Eco-friendly Calculator

Do you know how large your home’s eco-footprint is? Under the ecoEnergy Retrofit program, homeowners can take advantage of available grants when improving the energy efficiency of their home. Not only will you be reducing your home's energy consumption but you can receive money back through available grants.

Visit Capital Direct's Eco-friendly Calculator online at, https://www.capitaldirect.ca/eco-calculator. Calculate the environmental impact of your household and find out ways of reducing it, then give us a call to learn how we can help you apply for available retrofit grants.

Request our new booklet: Borrowing for Success

How to Borrow What You Need to Succeed Guide

Learn how you can use your home equity to your greatest advantage.
To receive your FREE copy of this informative new booklet, email us at [email protected] with the subject line: “New Guide Request”. Please include your full name and postal address, and we'll send you a copy via Canada Post.