But don't take our word for it. Here is what just a few of our clients have to say about our award-winning service:
"The staff was very flexible and the terms were very good. My payments will be smaller now that I consolidated my debt and just borrowed what I needed. Capital Direct look at someone realistically and non-judgementally. It was a win-win situation."
-A.B., Burnaby, BC | May 21, 2013
"Needed funds to renovate basement. The service was professional, cordial and hassle-free. Would have no hesitation in recommending family or friends to seek out the services of Capital Direct."
-Denis G., Oshawa, ON | May 14, 2013
"I wanted to free up cash flow. Richard was a pleasure to deal with. He is patient and kind. He works with you. I could not have dealt with anyone better. "
-C.P., Ancaster, ON | May 14, 2013
"The mortgage planner I dealt with was informative and helpful. I can't think of any ways for you to improve your service."
-Ingrid J, Courtenay, BC | May 13, 2013
"Macy was nothing less than superb. Capital Direct providing me the loan has eased my stress. I own my own home and can pay down my debts. Everyone was very kind and helpful."
-Barbara L., Vancouver, BC | April 12, 2013
"I was treated with respect from the moment I walked in the door. I very much enjoyed working with my mortgage consultant, very professional, yet made me feel relaxed and comfortable. The mortgage payment will really help with my budget and let me make improvements to my home, thus making my equity in my house even better. I was very impressed with the service Capital Direct provided. My mortgage planner explained every thing I needed to know. I would recommend C.D. to anyone in need of a mortgage. I liked the way everything was explained to me. My files and paperwork were done quickly and efficiently, I did not have to wait long hours, paperwork was all prepared and ready for signing. Thank you for your great service."
-Eboya C., Toronto, ON | March 20, 2013
"We were looking for a way to help give us some cash flow for our business, and Capital Direct was there for us. Richard, our mortgage consultant, was helpful and returned our calls without delay."
-Angela M., Mississauga, ON | March 15, 2013
"Great service and advice. We were explained, easily, how to manage to pay off as soon as possible. You're doing a fine job and making it easy on the clients to get it done, stress free. Thank you."
-Sheila H., Etobicoke, ON | March 6, 2013
"Spoke to Richard at Capital Direct on Tuesday, approved by Thursday, signed all paper work by Friday. That's good enough reason for me to recommend Capital Direct, don't you think? Richard at Capital Direct explained everything in detail. I have some cash flow now and built a beautiful 3rd bathroom in my home. Keep doing what you're doing, because I was beyond satisfied, excellent service, great people to help you when you need it. Thank you Richard and staff. All it took was a few days and my stress was gone, I was happy again, and Capital Direct really did prove that they are professional, reliable, fast, and friendly and most of all they care about their customers. Thank you once again Richard and Capital Direct, you guys are Number #1."
-Luigi P., Toronto, ON | February 22, 2013
"We felt good meeting with George. George explained everything clear and professional in a way that anybody can understand. Now we can clear our credit cards and just one payment. Everything was wonderful."
-Jose M., Surrey, BC | February 20, 2013
"Good service and a quick reaction to my original application. The loan accomplished what I had in mind - paying off high interest credit cards."
-Ralph H., Delta, BC | February 19, 2013
"Was looking to have cash flow and pay lower interest rate apart from high interest credit card. I had no concerns seeking my mortgage with Capital Direct. We now have cash flow to help pay down the bills and bring everything together. I would recommend Capital Direct to others. "
- Marcia P., Toronto, ON | January 18, 2013
"I was looking for some funds to complete home renovations. I was happy with my consultant - he was knowledgable and forthright with me. I am able to finish the renovations to my home, that improves my resale value. Capital Direct is a stress free environment, with knowledgeable staff that are friendly and helpful - your service could not have been better for me."
- Dave S., Bowmanville, ON | January 16, 2013
"Owning my own business makes it sometimes difficult to gain a conventional mortgage - Richard made it so easy. Richard was great at getting back very quickly to myself and walked me through the whole process. Friendly, helpful and very knowledgeable. "
- Sandra D., Toronto, ON | January 10, 2013
"I had only dealt with banks previously and contacted Capital Direct to pay some high interest bills and have some cash flow. Pleasant friendly customer service willing to work for my needs. "
- Wade K., Kitchener, ON | January 8, 2013
"We didn't know if we'd be approved because our bank so coldly turned us down in a time of need. From our first spoken encounter with Richard, he assured us he could help. We have paid down some debt which opened up some freedom for us - now we have some stress relieved.. and we can now breath easy."
- Daniel J., Drumbo, ON | December 16, 2012
"Richard and Hugh were very helpful and answered all my questions. They both made me feel I could get through my situation with ease and comfort. Great service.I have the cash flow to update my home. No stress, friendly service. "
- Karen T., Toronto, ON | December 10, 2012
"The service with George has been very politely helpful. You are the best. "
- Florence P., Vancouver, BC | November 23, 2012
"It was a lot simpler than I thought it was going to be. We have our own business and are looking to expand. I've only worked with banks before, so I had a lot of questions. Richard was very helpful and patient while explaining the process. We now have cash flow to grow our business. Richard was great at explaining the process. Thank you Richard!!"
- Tracy and Peter S., Toronto ON | November 21, 2012
"Capital Direct was recommended to us by a friend. We had only dealt with banks before leaning about Capital Direct. We had great service in a timely manner. We recommend Capital Direct because of the great customer service, the mortgage planner was extremely professional and polite. He was knowledgeable and informative. "
- Sean S., Stoufville, ON | November 21, 2012
"I wanted funds for renovations. I liked the mortgage consultant I was working with, who was very straightforward with me. I was dealt with one on one - as a customer. Don't change."
- Bonnie H., Toronto, ON | November 20, 2012
"I saw and heard Capital Direct's advertisements and website. Looking to consolidate debts. I realized the payoff and liked the consultants. I would recommend Capital Direct. George & Macy were very informative and professional. The process was smooth."
- Erika M., Coquitlam, BC | November 2, 2012
"Dealing with Sophia was excellent."
- Edward Z., Whistler, BC | November 1, 2012
"Your service is excellent. Definitely I will recommend you to anyone that needs your assistance."
- George P., Mississauga, ON | October 26, 2012
"Heard and saw your radio and TV ads. Was looking to finance a new business. Capital Direct delivered what they promised on time and the full amount. We have the money to get our new business well financed at very short notice. Sophia was most helpful and everything proceeded as promised. Keep doing what you have been doing and stating in your ads."
- Derrick W., Cowichan Bay, BC | September 28, 2012
"Very impressed with the consultant we worked with. My debts have been consolidated. I'd recommend Capital Direct because of the wonderful service and professionalism of the mortgage consultant."
- Steven & Michelle P., Surrey, BC | September 25, 2012
"Everything was really done well. We found out about Capital Direct from our bank. The mortgage consultant explained everything. Quick release of funds due to rapid process. Good, professional service. "
- Norman S., Pickering, ON | August 8, 2012
"My spouse is self-employed, so it is difficult to obtain credit from traditional lending sources (banks, credit unions). Once options were discussed with Richard, I was satisfied that a financial plan could work. I would recommend Capital Direct highly because of the wonderful service I received. Richard not only thoroughly explained the credit, repayment terms, etc, but he also discussed options for financial planning in the future. "
- Colleen Q., Toronto, ON | July 30, 2012
"I found all the people I came into contact with at Capital Direct to be extremely friendly and helpful (on the phone and in person). I know it seems like a small thing, but the lady at reception who brought me a cup of tea made me feel right at home and very welcome. Now I have the funds from the equity in my home and I'm able to do the things I wanted to do. I can go to sleep at night without the weight of the world on my shoulders. "
- Janet M., Coquitlam, BC | June 25, 2012
" I like the mortgage consultant that I worked with - which I did not get from the bank.I received wonderful service and information. "
- Nativdad C., Toronto, ON | June 18, 2012
"Richard was fantastic. The knowledge he provided for me was very thorough and informative. I now have the funds to start my dream career. From start to finish, the service was superb. I would recommend Capital Direct to everyone - thank you for great service. "
-K M., Kitchener, ON | June 14, 2012
"I was looking for the opportunity to manage my finances much more comfortably and to complete some home improvements. George and Macy were excellent consultants during the process."
- George S., Vancouver, BC | May 23, 2012
"I heard about Capital Direct from a friend who had heard your radio ads. I was looking to access some capital to purchase equipment for a new business. George and Macy made the process quick and easy. "
- Marion P., Vancouver, BC | May 8, 2012
"A co-worker told me about Capital Direct. I wanted to simplify my money at a lower interest rate and free up some cash flow. My mortgage planner was very informative. Capital Direct should do more advertising."
- Wayne B., Edmonton, AB | May 7, 2012
"Richard made us feel at ease from the very beginning. He made the process very easy and stress free. We now have funds to build another house. We'd recommend Capital Direct because of the personal service we have received."
- Bonnie M. & John C., Brampton, ON | April 11, 2012
"Capital Direct was recommended to me by my mortgage broker. Cash flow was needed to finish renos on my home. I was extremely pleased with the service I received from Laura. She put me at ease right away. I'm now able to improve the quality and comfort of my home. Thank you so very much for everything you've done for me."
- Terri H., Coalhurst, AB | March 14, 2012
"We received excellent service. Richard was very professional and a great help. Our mortgage payment fits our budget, and also we received graeat advice for the future. Very pleasant experience. Richard took care of everything and made it an easy process. Thanks, Richard, for everything."
- Lori-Ann W., Kingston, ON | March 5, 2012
"We were looking to fix up our house in order to get maximum value when we sell it. The funds we received will help us reach that goal. The service was professional, quick, and easy. It was nice to deal with a consultant who put a personal touch on the experience (unlike another mortgage company we worked with). We found Richard very easy to work with - he explained everything in detail. He was very quick in responding to any questions we had."
- Craig & Jennifer C., Toronto, ON | February 23, 2012
"We were treated the way we wanted to be treated - with respect. We're able to get our bills caught up at a lower rate that fits our budget. Thank you for your kindness and respect. It was a hassle free way to get on track with our life."
- Terry L., Toronto, ON | February 7, 2012
"Pleasant and professional service. Dealing with Capital Direct made the process easy and stress free. Laura was extremely helpful and knowledgeable."
- Gary K., Medicine Hat, AB | February 3, 2012
"We initially heard about Capital Direct from a radio ad. We followed up with a review of the website and discussions with friends and colleagues in the financial industry. Capital Direct helped to smooth out cash flow issues for our small business. We are able to complete renos and plan for the sale of our home. We were very impressed by the professionalism of Sophia. She was always willing to explain each step of the process and always responded very quickly. "
- Barbara C., Surrey, BC | January 24, 2012
"Capital Direct was recommended by a friend. I was looking to consolidate existing debt and to bridge between investments maturing. Working with Capital Direct was a rapid and 'no pain' process. Thank you."
- Wendi S., Calgary, AB | January 18, 2012
"I was looking for easy financial planning to assist me in using my home equity to purchase some land as an investment property. I had no concerns because of Laura's attention to detail. Capital Direct has efficient, friendly people who do their best to help you fuel your future. I'm now able to invest in the future for my family and generations to come."
- Tammy B., Calgary, AB | January 16, 2012
"I would recommend Capital Direct highly. The mortgage planner, Richard, was great. We own our home with a mortgage payment that fits. "
- Theresa & Lonny R., Niagara Falls, ON | December 15, 2011
"Our mortgage consultant was very helpful at explaining things and answering our questions. We're able to pay off some debts with the extra cash flow. We would gladly work with Capital Direct again."
- Lorrie & Clayton L, St. Thomas, ON | December 9, 2011
"Working with Richard was easy. He was polite, helpful, and quick with results. The money helped to upgrade my property and improve its value."
Loretta F., Brampton, ON | December 5, 2011
"We were looking for less stress through better financial control. Thank you very much! Through excellent product knowledge, Laura was able to assist us with our challenges. Our mortgage planner was informative and professional - Laura has wonderful patience and superb product knowledge."
Jeanne & Mark M., Calgary AB | December 2, 2011
"I'd recommend Capital Direct - at Capital Direct, there's a comfort zone that you just don't find when dealing with a bank. Thank you for changing my life. I saw the Capital Direct ad on TV. I was looking to acquire a new vehicle, which would enable me to work outside of my home town (pop. 2000). Now, I'm able to pursue further employment."
- Sarah W., Harrow, ON | November 24, 2011
"Good service and people. Very open and honest process. I was looking to establish better long term planning and RRSP as well as consolidate debt. I've realized these benefits and I have payments that fit my budget and allow for retirement investing. Keep up the good work!"
- Hans E., Surrey, BC | November 24, 2011
"I had only dealt with banks before learning about Capital Direct. Now, I'm able to do some renovations and have less monthly payments. I'd recommend Capital Direct because of the fast and easy service. I was happy being able to talk to Richard when I needed to. No appointments needed - just pick up the phone and call."
- Patrick M., St Catharines, ON | November 21, 2011
"We heard your ad on the radio. We phoned 2 other institutions and felt very comfortable after talking to Sophia. She took her time to go over all aspects of our new loan. We feel we can trust her knowledge. She opened our eyes to other optional avenues around our finances. Sophia was wonderful. She made us feel like valuable clients. We will definitely consider Capital Direct in the future for our other financial needs."
- Jo-anne P., Langley, BC | November 18, 2011
"We're happy with the service and with the staff. We'd recommend Capital Direct because they were very friendly and professional. Very quick service and good communication. Thanks!"
- Dennis & Nancy B., Welland, ON | November 8, 2011
"I recommend Capital Direct very highly because of the excellent service I received. Your consultant was so helpful. I didn't know about home equity loans, but it was explained to me in detail. Thank you very much. You've been so much help."
- Norma A., Brampton ON | November 4, 2011
"My Capital Direct mortgage broker was able to answer any and all questions in detail. I've been able to reduce the interest paid on debts and improve my home in the process. I'd recommend Capital Direct because of the great service, flexibility, and competitive interest rate. Keep up the good work and great customer service!"
- Ryan K., Brampton, ON | October 27, 2011
"Richard was very professional, efficient, and helpful. He explained all the details fully and gave me as much time as I needed."
- Mark K., Etobicoke, ON | October 20, 2011
"I would recommend Capital Direct to other homeowners because of how informative and caring our broker was. We had few questions, everything was explained so well and in detail. I wish we had known about Capital Direct when we first bought our house."
- Darren & Crystal L., Grassland, AB | October 16, 2011
"We were looking to renew our existing mortgage. We visited your website and were impressed. The mortgage representative was very informative and helpful with our situation. We now have a mortgage payment that fits our budget. Keep doing what you are doing."
- Richard & Linda D., Victoria, BC | October, 14, 2011
"I wanted to pay down some bills and use the balance to secure a truck to generate some extra income. Richard explained everything in great detail. It's nice to get professionalism and understanding as I did with your firm - it's very rare. I thank you for making it simple and for easing the stress I felt before calling you."
- Michael M., Ottawa ON | October 12, 2011
"I heard about Capital Direct on TV and I wanted to consolidate my bills. I wasn't sure if I'd be able to get the help I needed. Capital Direct was easy to work with and the service was great. Richard took all the time needed and answered all our questions. Now, I have 1 payment for most of my bills, which has really helped manage and keep up to date on everything."
- Vito T., Windsor, ON | October 12, 2011
"I was looking for some funds to do some home renovations, and I was recommended to you by a friend. Your mortgage planner was informative and professional. I had no concerns, and I recommend Capital Direct to others."
- Wayne B., Edmonton, AB | October 11, 2011
"We received wonderful service - speedy, straight forward answers. Great financial planning advice that fits our lifestyle and budget. We'd recommend Capital Direct because of the detailed explanation of all aspects and process of the application. We heard about Capital Direct from your TV and Radio ads, and we were looking to get back on track with our finances. All of our questions were answered prior to applying. We can think of nothing to improve your services at this stage. Keep up the great service. "
- Timothy S. & Barbra M. , Mississauga , ON | September 22, 2011
"The service I received was professional, sympathetic, prompt and the loan rep was understanding and pleasant. She seemed to go out of her way to see that my situation was resolved ASAP, to give me the peace of mind to move forward and preserve the memory of my late wife. In fact, I'm improving the value of my home by finishing the basement so I can rent it out. "
- Norman H. , Langley, BC | September 2011
"I would recommend Capital Direct because of your great, fast service - stress free. I wanted to remodel my house, and my son is getting married. All your feedback was great - I knew you could help me. Now I can plan a great wedding for my son. No worries. "
- Carmelo Z., Vancouver, BC | September 6, 2011
"I heard about Capital Direct from a friend. I had some old bills to pay and some renos. Richard was great - quick to respond and professional. Now we have payments that fit our budget."
- John P. & Susan M., Niagara Falls, Ont | September 1, 2011
"I've dealt with Capital direct with previous clients. No concerns at all. I would recommend them to friends and other brokers. I have found CD to be most responsive. They were able to assist my client and consolidate their payments. They get the job done with quick service."
- Keith B., Mortgage Broker, DLC Total Mortgage, West Vancouver, BC | August 16 2011
"Capital Direct was recommended to me by a friend. I spoke to the consultant and was satisfied with all of his answers to our questions. We did our renovations, paid bills, and were able to have cash flow. We recommend the wonderful service we received and also our mortgage planner we dealt with was very informative, polite, and professional."
- Bruce M., Ottawa, Ontario | August 8, 2011
"Thank you. Keep up the good work. No concerns. Having this experience was educational and helpful - the information was interesting and helped me to make the right decision. I needed money to pay property taxes and needed some cash flow for living expenses. Excellent service, friendly broker, and the right information to make an educated decision."
- Cesar R., Hamilton, Ontario | August 8, 2011
"I was referred to Capital Direct by another broker. Great service, fast approval, and flexible lending for my client."
- Matt A., Mortgage Broker, Invis Inc, Quesnel, BC | August 8, 2011
"Didn't know what was involved in borrowing on a home equity loan, but the mortgage broker explained everything in detail. Specifically, I have one small payment at a lower interest rate while freeing up cash flow. I wanted to pay off high interest credit cards at a lower rate. I would recommend Capital Direct because of the rates and because the service was great."
- Damien L., Toronto, Ontario | July 26, 2011
"No concerns. Capital Direct had a quick response and a fair rate for my client's situation. I would recommend Capital Direct to other brokers."
- Kathryn G., Mortgage Broker, Centum Capital Lending, Vancouver, BC | July 2011
"We needed funds for a vehicle purchase. Our mortgage planner, Laura, was excellent about explaining the terms and helping. Having it left open was critical as I anticipate paying this off in one shot. 3 months interest penalty was reasonable for this. I'd recommend Capital Direct because our mortgage planner Laura was excellent. "
- Elliot S., Cochrane, Alberta | July 22, 2011
"We were looking for a loan to pay off some bills and do some renovations. Richard was very professional and explained everything very well. The service was professional and the rates good. Thank you."
- Priti & Milan A., Brampton, Ontario | July 15, 2011
"My client had a low beacon and stated income, but high home equity, so we were looking for a deal based on that. The personal service from George was great. Fast response to the application. "
- Amber H., Mortgage Broker, DLC Western Lending, Williams Lake, BC | July 2011
"We have started doing home improvements that will increase the value of our home. When we were thinking about doing home renos, we came to Capital Direct to have the funding available. We'd recommend Capital Direct. You were easy to work with and answered any questions promptly. Now are renos are underway and our debts are consolidated."
- Steve M. & Verna S., Prince George, British Columbia | July 14, 2011
"Can't think of any improvements to your service. Good friendly service and fast approval. We got lower monthly payments and were able to purchase a hot tub! We'd recommend Capital Direct."
- Jocelyn B., Mississauga, Ontario | July 6, 2011
"I wanted to consolidate some debt when I heard your advertisement. My only concern was how much it would cost. But now I have a mortgage that fits my budget. I would recommend you to family and friends."
- Kin C., Vancouver, British Columbia | June 28, 2011
"Thank you for supporting my goal of financial stability. I now have a mortgage that fits my budget."
- Lynne W., Vancouver, British Columbia | June 28, 2011
"We wanted to pay off some business expenses and a credit card. I really liked the consultant working with me. Very informative and helpful. The service was very good. Thank you."
- Castillo N., Toronto, Ontario | June 22, 2011
"We went to the bank but never went through with it. After seeing an advertisement we called your office and we're glad we did. We now own our home and have paid off some debt. We'd recommend Capital Direct because you help us out."
- Eric A., Toronto, Ontario | June20, 2011
"Thank you for accepting me as a client. I will recommend your service to my friends and family. You explained everything clearly."
- Collis L., Maple, Ontario | June 16, 2011
"I was looking for a debt consolidation loan with less hassle obtaining financing. Capital Direct was less complicated compared to the banks and other lenders. Thank you!"
- Freddy H., Vancouver, British Columbia | June 6, 2011
"The customer service was excellent! The staff are all incredibly kind and accommodating and highly professional."
- Brita T. North Vancouver, British Columbia | May 10, 2011
"I heard an advertisement and I thought this could meet my needs. I was able to consolidate some debt and now have a goal of eliminating one of my major credit cards."
- Constance E., Richmond, British Columbia | May 6, 2011
"We couldn't deal with TD bank, but with Capital Direct the process was pain free and straight to the point. Very good service and easy process. I think you guys are doing a very good job - keep it up, and many thanks from me and my wife."
- Alex G., Burnaby, British Columbia | May 4, 2011
"I think Capital Direct fulfills needs that the banks sometimes do not, and in my case it was helpful. I've now reduced my overall credit card debt."
- Constance E., Richmond, British Columbia | May 2, 2011
"We needed to consolidate our debt and were referred by another mortgage broker. If someone needed a mortgage and could get conventional financing – we'd certainly recommend Capital Direct."
- Mickie G. & Clancy P., Nanaimo, British Columbia | April 30, 2011
"Service was excellent and highly professional! The staff are all incredibly kind and understanding. I wouldn't hesitate to recommend Capital Direct."
- Brita K., Vancouver, British Columbia | April 19, 2011
"We wanted a lower interest rate to manage our money and free up cash flow. After speaking to other satisfied clients and it made us feel confident to put our trust in Capital Direct. Very friendly and knowledgeable staff. Thanks!"
- Steve G. & Ave B., Calgary, Alberta | April 15, 2011
"Cherie made it very easy – great service understanding staff. Now I've consolidated debt and have a lower monthly payment. Thanks for the peace of mind!"
- Robert & Elaine R., Calgary, Alberta | April 15, 2011
"We received excellent service. We were treated respectfully. Thank you, we can now see our way out of our debt."
- Helmut & Andreas J., Delta, British Columbia | April 14, 2011
"We wanted to re-finance and get rid of some outstanding debt. We had wonderful service and treatment."
- Byron & Melanie F., Calgary, Alberta | April 12, 2011
"I liked Cherie's attitude and advice from day one. Thank you, I own my home and with a payment that fits my budget."
- Pat & Rhonda F., Calgary, Alberta | April 6, 2011
"This loan helped me at a time when I really needed it. I needed some extra cash to finish renos and I'd had a hard time with my bank. Thanks Capital Direct."
- Monica E., Armstrong, British Columbia | April 5, 2011
"I needed bridge financing for business purposes. The only concern was the fees related to dealing with a non-traditional lender. The quick turnaround was key and Capital Direct was easy to deal with."
- Peter B., Guelph, Ontario | March 22, 2011
"Cherie always went the "extra mile". Thanks to her help we now have the funds to complete our kitchen at our lake house and increase it's value."
- Frank & Darlene A., Edmonton, Alberta |March 18, 2011
"We wanted to consolidate our loans and debt, but we didn't know much about Capital Direct. Cherie took her time and explained everything. The experience was great!"
- Darren & Margo S., Airdrie, Alberta |March 10, 2011
"My only concern was if I could get the mortgage, but my consultant explained everything and showed me that I had enough equity. Thank you, I now have the mortgage that fits by budget."
- Macy C., Vancouver, British Columbia | February 28, 2011
"The number 1 reason I would recommend you to family and friends is because of the service. The mortgage consultant explained everything and made me feel like a person, not a number like most banks do. Thank you Cherie!"
- Gwen G., Langdon, Alberta | February 23, 2011
"I really enjoyed dealing with Richard. I now have the cash flow to grow my business. Thanks Richard."
- Dirk Z., Surrey, British Columbia |February 10, 2011
"Excellent mortgage consultant to work with! We now have the cash flow to grow our business. Thank you Cherie."
- Ann B., Strathmore, Alberta | January 31, 2011
"We had a good experience – stress free. Now we have a mortgage payment that fits our budget. Keep up the great service. Thank you so much Macy!"
- Walter T., Burnaby, British Columbia | January 31, 2011
"The service was fast and the manner and delivery of the information made me feel at ease and confident I was doing the right thing. I would certainly recommend this service to anyone."
- Marcia P., Mississauga, Ontario | January 24, 2011
"I was looking for the funds to begin renovation on my condo. Richard was very informative and the loan has freed up my cash flow. I was dealing with a couple of companies, but I chose Capital Direct because Richard treated me with respect and I trusted him."
- Robert M., Mississauga, Ontario | January 15, 2011
"You did something for us that the banks would not do. Thanks to you we're able to pay some accounts receivables for our business. Thanks again!"
- William G., Surrey, British Columbia | January 14, 2011
"We would recommend Capital Direct to anybody because our mortgage planner was very informative and professional. We didn't know what was involved in borrowing on a home equity loan, but now we have the cash flow to complete renos in our basement.."
- Tony & Tanjeet S., Calgary, Alberta | January 11, 2011
"I got the money fast! It was key that I get short-term money quickly and I wanted to work out a lower interest rate. Cherie was great to work with. Thanks for the help!."
- Jon T., Calgary, Alberta | January 6, 2011
"I was concerned if the application would be approved, but I got such a positive response with I call Macy the first time. I used the loan to finish the basement and increase the value of my home. I certainly would recommend Capital Direct to anyone. Thanks.."
- Gordon F., Maple Ridge, British Columbia | December 20, 2010
"After hearing your ad on the radio it was time to consolidate some debt. I wasn't sure if I'd have enough equity but after speaking to the consultant she assured me you could help. I even have enough money to buy my kids and my grandson some Christmas presents. Thanks!."
- Garry J., Harrison Hot Springs, British Columbia | December 18, 2010
"Thank you, I now have much needed cash flow back, and I can do the renovations needed to put in a wheelchair ramp."
- Merie C., Calgary, Alberta | December 13, 2010
"Our mortgage consultant explain everything clearly. We can now finish the basement and clear up some old debt. We'd definitely recommend Capital Direct!"
- Kevin & Myrisa O., Innisfail, Alberta | December 10, 2010
"I was newly self-employed and I wanted the money to consolidate debt and invest in my new business. Self-employment is a choice that the bank wanted penalize me for. Thankfully there are those like Capital Direct that 'think outside the box'. Thanks for helping to push my business to the 'next level'."
- Mary G., New Westminster, British Columbia | November 25, 2010
"Paying off my debt, rebuilding my credit and starting to save money is what I wanted to do. I can't wait to start saving money again. "
- John C., Mississauga, Ontario | November 21, 2010
"My mortgage consultant was very informative and helpful from the beginning. The equity loan cleared up cleared up cash flow. Your consultant, Richard, is an asset to your company. "
- Robert M., Mississauga, Ontario | November 19, 2010
"We have a mortgage payment that fits with our business budget and increased cash flow for reinvestment in our business. We'd dealt with you previously and so decided to return. "
- David M. & Margaret K., North Vancouver, British Columbia | November 17, 2010
"Cherie was helpful and informative and answered all our questions about the paper work. We're glad to have the cash flow in this slow economy. "
- Christopher I., Calgary, Alberta | October 19, 2010
"This home equity loan has allowed us to buy a new car and to focus on saving more money."
- Douglas M. & Patricia L., Richmond, British Columbia | October 17, 2010
"We wanted renovate the house and pay off some debt when we saw your ad in the newspaper. It was our first time borrowing against our home, but Richard explained what was involved. Great service, we needed the help and we got it."
- Olivia O. Robert S., Kitchener, Ontario | October 6, 2010
"We looked on the Better Business website and found very positive feedback. After speaking with Sophia, it was a very easy decision to make. Good service and friendly salesperson - Thank You!"
- Teresa G., Halfmoon Bay, British Columbia | October 1, 2010
"All I can say is that you made my life and dealing with the debt so much more easier. Cherie listened to me like a person and explained everything in the whole process. She does her job above and beyond the call of duty. I know I can depend on Capital Direct now and in the future."
- Gwen G., Langdon, Alberta | September 9, 2010
" I was better able to make a decision because my mortgage consultant freely shared her expertise in the lending industry. I've used my equity to benefit my over all life."
- Jody H., Sherwood Park, Alberta | August 29, 2010
" We wanted to pay for our daughter's tuition and do some home renovations. Great service, fast, friendly and professional. We have a mortgage that works for us and a payment that works."
- Susan & Evangelos S., Toronto, Ontario | August 24, 2010
" I wanted to invest in a business opportunity and my home equity loan allowed me to do that. Sophia was friendly and professional. I highly recommend Capital Direct."
- Lisa D., Surrey, British Columbia | August 17, 2010
" Dealing with Richard was a real pleasure. It was fast and stress free and now I have the money to buy the things I need to renovate my home."
- John M., North York, Ontario | August 13, 2010
" We didn't know we could use the equity in our home to take care of some debts. The service was excellent."
- Fraser C. & Dawn M., Orangeville, Ontario | August 10, 2010
" Outstanding! I liked working with my mortgage consultant, thanks Richard."
- Dikran Z., Toronto, Ontario | July 29, 2010
" I now have the cash flow for my business and to do some home renovations. I had no idea what was involved in a home equity loan. Richard explained everything in great detail and was extremely helpful. I definitely recommend Capital Direct."
- Richard B., Toronto, Ontario | July 26, 2010
" We wanted to pay off some debt and shorten the amortization on our mortgage. Now we have a payment that fits our budget, thanks John!"
- Daniel T. & Patricia E., Port Coquitlam, British Columbia |
" Simple process - fast, easy and Richard was very informative. I'm now able to take care of some high interest loans and credit cards."
- Tracy H., Grimsby, Ontario | July 10, 2010
" We are new to Capital Direct and hope to continue to have a good relationship. The service was great! We've lowered our mortgage payment and made some upgrades to our pool which has helped to increase the value of our home. Thanks!"
- James & Colleen L., Ottawa, Ontario | July 6, 2010
" Cherie, you came through for us! I would recommend Capital Direct to any business owner who's having trouble with traditional lenders."
- Dean & Corinne J., Camrose, Alberta | June 23, 2010
" I felt so relaxed and confident with the decision I made after I spoke to the Capital Direct consultant. I didn't know what was involved in a home equity loan, but everything was explained in detail. You were so helpful, thank you!"
- Carol M., Calgary, Alberta | June 3, 2010
"My goal was to complete renos and consolidate bills. I loved the people I dealt with and it was fast and easy. I certainly recommend Capital Direct. "
- Shannan S. & Kayla L., Calgary, Alberta | May 10, 2010
"I had dealt with Capital Direct before so it was natural to go back when I wanted extra money to renovate my house and get it ready to sell. The banks were just so rigid with the rule about home equity loans. I now have the cash I need to increase the value of my home thanks to Cherie and Capital Direct. "
- Mark D., Calgary, Alberta | May 4, 2010
"I'd like to say that thanks to Cherie and Capital Direct, that I truly believe I can get my life back on track. I was very pleased with the efficiency and speed that Capital Direct provided. "
- Sharon B., Barons, Alberta | May 4, 2010
"We decide to contact Capital Direct because we wanted the funds to reno our home and consolidate some debt. The banks shut me down, but now I can make the reno and improve the value of my home! Good service, thanks! "
- Paul O., Nacmine, Alberta | April 30, 2010
"We took out a smaller loan to start a fishing and day trip boating business on Vancouver Island. Cherie, the staff and the lawyers were super to work with. They covered all my concerns. Keep up the great work! "
- Beverly B., Black Diamond, Alberta | April 26, 2010
"I was looking to consolidate my debt and build a basement suite. All the people we spoke with were very helpful and Cherie really seemed concerned about finding us best rate possible. We own our home with a mortgage payment that fits our budget. "
- Thomas L. & Marilyn O., Calgary, Alberta | April 20, 2010
"I was concerned about the interest rates and brokers fees but the loan has cleared up cash by creating one lower payment. I would recommend Capital Direct because of the personal treatment my mortgage consultant gave me - Cherie made me feel like I was her only client. "
- Lance B., Calgary, Alberta | April 20, 2010
"I was looking for funds to start up a business. I like the mortgage consultant I was working with. Richard was able to help me get the cash flow to grow my business. "
- Angie M., Mississauga, Ontario | April 13, 2010
"We wanted to reduce high interest credit card debt and get our credit rating back on track. Cherie explained it in great detail, and we understood the process well. I would recommend Capital Direct to family and friends because of the staff and the speed at which our mortgage was processed. "
- Leslie & Melanie F., Okotoks, Alberta | March 25, 2010
"After negative responses from some other lending companies I heard Capital Direct on the radio. After contacting John I was able to re-organize all my high interest debt into a more reasonable rate. I now have the ability to take charge of my financial future. "
- Robert O., Coquitlam, British Columbia | March 23, 2010
"I wanted to consolidate my debts and have a monthly payment that fit my budget. The team was amazing and above and beyond. Truly a good experience from start to finish. I would recommend to others for sure. "
- Sandra L., Calgary Alberta | March 9, 2010
"At first we thought we would lose our house. Our mortgage consultant was so helpful and explained everything clearly. We want to thank Cherie from the bottom of our hearts. "
- Tony M., Cherhill, Alberta | March 5, 2010
"I would recommend Capital Direct to anyone who is unable to qualify for traditional funding. I knew that there were other lenders out there eager for my business but I was looking for service and that is exactly what Cherie offered. She discussed my situation, put my mind at ease and offered my solutions I didn't know existed. Thanks! "
- Anna J., Edmonton, Alberta | February 25, 2010
"My brother recommended that I look at different 'lenders' and I really liked your presentation and applied online. I was very impressed with Sophia, her approach to helping me and explaining to me how I could repair my credit. Best service. Very impressed. "
- Gordon P., North Vancouver, British Columbia | February 22, 2010
"We simply needed the money to fix up our condo. Our mortgage consultant was professional, and explain everything to us clearly. Thank you for every thing! "
- Linda D. & Douglas B., Lethbridge, Alberta | February 22, 2010
"Our mortgage consultant was much more helpful and eager than the banks were. Cherie was very friendly and made us feel comfortable. We now have lowered our monthly cash output by consolidating our payments into one lump sum. Thank you very much."
- Darrel & Eileen R., New Sarepta, Alberta | February 12, 2010
"I had some questions on what was involved, but our mortgage consultant was very, very helpful. We're able to pay off some bills and with a payment that fits our budget. I would recommend you because we received such excellent service."
- Edward P., Smoky Lake, Alberta | February 8, 2010
"Capital Direct was the light at the end of our tunnel. We've now paid off our debt load. In the beginning we were unsure until Richard started explaining everything in detail. Thank you so much and it's nice to know that you are just a phone call away."
- Karen & Gary C., Breslau, Ontario | February 5, 2010
"Cherie did a great job finding me the best rates! Overall it was a stress free, professional, and friendly experience. I am very impressed and will recommend Cherie, and Capital Direct to others."
- Faye B., Calgary, Alberta | February 3, 2010
"The pamphlet said, "Could you use $20,000, $30,000 or even $300,000?" The simple answer was, 'Yes'! I wanted a new beginning and to consolidate some debt. My mortgage consultant, Richard, couldn't have been more reassuring every step of the way. I know have a new start and a payment to fit my budget. Thanks so very much!"
- Violet L., Vancouver, British Columbia | January 5, 2010
"Working with Capital Direct allowed us to consolidate high interest credit cards and do some home renovations. Richard was very attentive to our needs and is a true professional. He explained everything to us clearly and in detail. We were able to get a reasonable mortgage rate and now save a lot of money each month due to paying off the high interest rate credit cards. Great service. We are very satisfied and happy."
- Bruce & Yolande M., Ottawa, Ontario | December 15, 2009
"I wanted to put my debt in one place. I'm now paying less interest than what I was paying the credit cards. Thank you."
- Martha S., Calgary, Alberta
"We wanted to finish renovations to our home, pay property taxes and take care of credit cards. Cherie was very informed and helped us learn how our mortgage could fit our budget. We would recommend Capita Direct because of the knowledgeable and courteous service. "
- Laurie K., & Ian H., Strathmore, Alberta | November 27, 2009
"We wanted additional funds to update the basement, reno the bathroom and new fixtures. We like the mortgage consultant and she explained what we needed to know. We would recommend you to anyone because of the service."
- William & Arlene B., Calgary, Alberta | November 17, 2009
"We were looking for the money to finish off the house and Capital Direct was there for us. The mortgage consultant treated us in a courteous manner and made borrowing the money easy. We got the project finished on time. Thanks."
- Brian D. & Kathy P., High River, Alberta | October 9, 2009
"I was looking to get away from the big banks and found Cherie who actually listened and did what I was looking for. Cherie explained everything and it was easy to set up, no 'Big Bank crap', for lack of a better term. The whole experience was easy and well thought out. Made what I wanted to do possible."
- Mark C., Calgary, Alberta | September 6, 2009
"We needed a third mortgage and Capital Direct was there for us. Our consultant was most helpful and looked at our needs, and what we needed was to free up cash flow. We would recommend Capital Direct because of the feedback, the returned phone calls, the speed at which the transaction was completed and the fact that we were treated with respect. Thank you Cherie!"
- Michael & Eileen M., Edmonton, Alberta | August 24, 2009
"I wanted some extra funds and cash for renovations to my home. The consultant was very pleasant and very comfortable to talk to. Everything was explained very well. I'm very pleased with Capital Direct, they took a lot of stress out of my life and I now have the extra cash to be able to do some things with. "
- Deborah W., Nestleton, Ontario | August 17, 2009
"I was looking to lower my mortgage payment and at the same time pay off some debt. I talked to Sophia and explained my situation to her. She was absolutely wonderful and so easy to work with. The re-financing came through very fast which I appreciated. I would definitely recommend Sophia at Capital Direct. "
- Lynne D., Calgary, Alberta | August 17, 2009
"With starting a new business and being self-employed I wanted help paying down debt. Richard has been of great help to me. He understands the situation and made the process run smooth. He worked for me as the customer! Thank you Richard."
- Leonard J., Stoney Creek, Ontario | August 1, 2009
"I wanted to get a lower interest rate and free up cash flow to renovate my home and fix up my car. I'd dealt with the banks before but your mortgage consultant was very clear and helpful regarding the home equity loan. I recommend Capital Direct because Cherie was more than helpful and kept her commitments. I now have a mortgage payment that fits my budget. "
- Audrey F., Morinville, Alberta | June 10, 2009
"I have a mortgage and it was coming due in about 2 years, so I wanted to take advantage of a low interest rate and renew it now. I had no concerns because Sophia was great right from the beginning and I knew I could count on her. I have an excellent interest rate. I couldn't be happier!"
- Kimberly F., Allanburg, Ontario | May 27, 2009
"I wanted to take advantage of the HRTC (Home Renovation Tax Credit) and complete some home retrofit renovations. I had a 2nd mortgage with Capital Direct before and I was very pleased with the whole process and the outcome. I now have a sound mortgage with a reliable banking company and the funds to complete the renos. Thank you."
- Margaret F., Victoria, British Columbia | May 15, 2009
"As a previous customer I knew I would get clear and honest facts. I wanted a mortgage payment that would fit my budget and I had no doubt that's what I would get. Sophia always makes me feel like a person and not just a number. Thanks Sophia you're the best!"
- Filomena D., Vancouver, British Columbia | May 7, 2009
"When I was looking for pre-approval for a home I wanted to buy, a friend recommended Capital Direct to me. Because I had only dealt with my own bank previously I wasn't sure if I'd get approved for the amount I wanted to borrow. Everything was laid out very clearly, step-by-step. I now own my own home and the payments are the same if not less than most rent."
- Chenoa M., Burnaby, British Columbia | April 15, 2009
"Hello Sophia, ...Wow! Talk about timing! We were over the moon! Sophia, you're the best! Thank you for your generosity, but most importantly, thank you for what you delivered - and what you delivered is pristine, peerless customer service. You're the consummate professional, and an absolute pleasure to work with."
- James F. & Linda A., Vancouver, British Columbia | April 2, 2009
"We wanted to consolidate our debts and after visiting the website decided to contact you. We weren't sure if re-financing was the best thing to do but our mortgage consultant was very helpful. We have the ability to pay off debts. We would recommend Capital Direct to anyone because they treated us with respect and didn't judge us like most banks."
- Robert S., Wasaga Beach, Ontario | March 22, 2009
"What began as a visit to your website turned into a mortgage that fits our budget and now we are able to spend more time planning our new home and being with family. The biggest benefit for us was increasing our cash flow. Great service with smiles. Very informative. Thanks!"
- Joeseph & Shelly B., Aldersyde, Alberta | February 16, 2009
"Olivia helped us out and she really pulled through for us. I have a new home that I can afford. Continue the excellent customer service!"
- Linda L., Coquitlam, British Columbia | July 25, 2008
"We'd heard advertisements for years and then friends did a second mortgage loan so they suggested we call one of the offices. I went online and you had the easiest webpage to get direct information and apply online. We consolidated debts with lower monthly payments and less interest. Liked the initial fast service for approval. The service was good and I recommend Capital Direct. It will benefit most people with interest rates that are not high like credit cards. "
- Shannon & Derek M., Surrey, British Columbia | July 25, 2008
I am a present client and wanted to consolidate 1st and 2nd mortgages. The rate was good and I didn't have to go looking for someone on my own not knowing if I'd qualify for a mortgage on my own. Everything including my car is paid off and my payments are quite a bit less per month. Olivia was very helpful and friendly and made this a very easy process. I've already told one friend."
- Patti R., Edmonton, Alberta | July 19, 2008
"We were looking to refinance and Ron called back ASAP with accurate info and in a timely response. Very professional. We wanted debt consolidation and to pull our mortgage away from CVCU. This is the first step in the right direction, thanks to your company."
- Laurence L. & Beverley C., Golden, British Columbia | July 14, 2008
"We realized that a home equity loan was the right solution for us. After some home renovations our home is looking absolutely beautiful. I would definitely recommend Capital Direct to anyone who wants to move forward in life and have a fresh start."
- Maria B., Calgary, Alberta
"We would highly recommend Capital Direct because of the professional, personable service and it was relatively 'pain-free'. High potential payoff with reduced debt payments and allowed us to renovate our home. Thank you!"
- James & Lynette V., Sherwood Park, Alberta
"The advice on the web site really made sense. After the initial contact with Richard, I ran the numbers and realized that it made sense for me to consolidate my debts at a lower interest rate and increase my cash flow. Plus Richard was very helpful and non-judgmental. By not paying high interest on the credit cards, I can now move more quickly at reducing my debt load at the same time as investing more into my home. The process was clean, quick, and our plans are now achievable."
- George D., Milton, Ontario
"We wanted to do some home renovations. I would recommend Capital Direct to friends and colleagues because we were treated very nicely and are now able to finish off our bathroom and other small renos."
- Krista & Bill H., Abbotsford, British Columbia
"I wanted to purchase a vehicle, consolidate debts and cover expenses until the busy season resumed. Cherie explained everything very clearly. I will tell my friends and family about your services."
- Doug J., Calgary, Alberta
"Another broker recommended Capital Direct to me. I was looking to buy a motorcycle but ended up buying a trailer for the family to go camping. I would recommend Capital Direct because everything was explained clearly before I signed the forms."
- Tammy S., Blackfalds, Alberta
"I wanted to buy an investment property but didn't know where to start. I visited the Capital Direct web site and was immediately impressed with the level of customer service, and it was comforting to know that I could speak to someone in person. After an assessment, Capital Direct determined that I had more than enough equity in my home to purchase an investment property. I recommend Capital Direct Lending to my friends because of the great customer service I received."
- Monte L., Stony Plain, Alberta
"I wanted to pay off debt and have a comfortable amount of money in the bank. I was pleased with the information provided on the website and the mortgage consultant made me feel very comfortable. My home equity loan relieved pressure of monthly payments and provided a better quality of living. The service was wonderful and quick."
- Tanis W., Calgary, Alberta
"I was finding my bank difficult to deal with and decided to call Capital Direct. They helped me to renovate my home, pay off some debts & build more equity. The payment I would be making is much less than what I was paying on my debts. It was a stress free experience & John was helpful & always got back to me right away. Yes, I would recommend Capital Direct to my friends & family."
- Sonja L., Surrey, British Columbia
"I am a previous customer of Capital Direct and fully satisfied. Capital Direct gave me a good rate for my 2nd mortgage and am quite happy with the overall service and don't have to go through all the hassles at the banks. The loan gave me extra money to do home improvements and add to the overall value of my home. Yes, I would recommend Capital Direct because as long as you have built equity in your home you can get extra money when ever needed."
- Larry J. - Ontario
"We wanted to complete a renovation project and clean up some bills using the equity in our home. Our mortgage consultant, Richard, gave us a rate that we were happy with. I like the fact that regardless of past credit situations a home loan is a very viable source of cash available to homeowners."
- Julie L., Pickering, Ontario
"After speaking with Richard at Capital Direct, I realized that a home equity loan was something I had to do, so that I don't become a financial burden to my family. He was very helpful and compassionate and reinforced the numbers for me, and presented me with more than one option. As a result of my loan, I was able to consolidate some debts and make some much needed home repairs that will help me cut down my heating costs over time. Plus now I can treat my kids to dinner without being concerned about money!"
- Mary P., Tavistock, Ontario
"It was time for us to look at refinancing. Went through your website and we liked it. We received very positive attention. We liked our mortgage consultant, Cherie. We have mortgage payments that fit our budget. I would very much recommend Capital Direct by all means. You have done everything you need to. Maintain it."
- Remgio & Ethel B., Calgary, Alberta
"We were interested in doing some home renovations and heard from friends that we could use the equity in our home to finance such things. As far as plans, we are hoping to renovate our home and thereby increase the value of it. Before talking to Capital Direct, we were concerned about interest rate and repayment terms. Richard explained in detail about all the mortgage terms. Richard was prompt in responding to all questions we had. We now have the money to complete renovations with an added cushion for everything unexpected that may come up during the renovation. I would recommend this agency because of the outstanding service. Everyone is extremely courteous and attentive to our needs."
- Rory & Laura S., Orillia, Ontario
"After purchasing my new home I realized the amount of equity in my house that could be used. Finalized landscaping and other house matters involved when purchasing a new home. I had a very positive transaction and my mortgage consultant, Cherie Tucker, is very knowledgeable and I feel she was genuinely concerned about my financial wellbeing."
- Rob V., Calgary, Alberta
"We were planning to add to our survey business. Cash flow is key to our ability to generate high income. This money was for our business. I would recommend Capital Direct for how well this was done. This all worked very well."
- Colin & Rusty M., Red Deer, Alberta
"I first heard about Capital Direct in the local newspaper. I saw an ad in the Calgary Sun and the rate and amount of the loan were exactly what I was looking for. I needed to pay off personal debt, which included credit cards and taxes. Capital Direct provided a home equity loan which was exactly what I needed. The payments are low enough that I have no problem making the payments. And Dallas was great! If I ever need another loan, I know where to turn! Thank you."
- David G., Calgary, Alberta
"In spite of being an excellent long-term client my own bank turned me down. Capital Direct accepted and approved my application for a loan and I was able to take care of my debt at a lower interest rate. It was really nice to free up some extra cash flow right away and to save in the long-term with a lower interest rate."
- Leslie T., Mississauga, Ontario
"I was able to pay off all my bills, redo the living room and save money for a rainy day. Before I spoke to Capital Direct, I thought that refinancing my mortgage would lead to higher monthly payments, but I was wrong. I have lower monthly payments. Capital Direct made it easy."
- Jennifer S. Kingston, Ontario
"You had been a great assistance to us previously in getting a mortgage and we are loyal to the people who do us well. We wanted to get the very best rate for a mortgage we could. Sophia was so outstanding and she makes the entire process simple and efficient. I have a mortgage that, not only fits my budget, but is also saving me a lot of money through a great rate. Thank you!"
- Michael M., Abbotsford, British Columbia
"I wanted to increase the value of my home by doing some renovations. I came across the Capital Direct web site a couple months ago and I found the information to be very useful so I called the local branch. The customer service was excellent; right from reception to sales. I was initially concerned that it might be a lengthy process to endure, but Richard at the Mississauga branch explained the procedure, and took the time to address all my questions and concerns. And he always responded in a timely fashion. The process was very simple and efficient! What seemed like an impossible goal became very successful and true! Please continue to provide this wonderful service. Thank you!"
- Patricia K., Mississauga, Ontario
"We were planning to pay for our wedding. We visited the website and were impressed by that (the website). We realized there was a very high potential payoff and the loan worked for us. The service in the office was very clear and good - we are very pleased."
- Randy & Kimberly S., Crawford Bay, British Columbia
"The loan process was fast and efficient. Our mortgage consultant gave us an excellent explanation of everything and made it possible for us to lower our mortgage payments. We borrowed enough from our home to pay off some bills, lower the interest payments; and finish some home renovations. Keep up the excellent work."
- Muhamad S., Mississauga, Ontario
"Felt very good about our decision after meeting with Cherie. We are going to be stress free! Everyone was very friendly and very easy to work with. Nothing to improve. We are all around happy with your service."
- Clinton & Cassidy K., Okotoks, Alberta
"We were looking for a mortgage for a new house that was still on the drawing board. I wanted to borrow enough so we could delay selling our other house until we'd fixed it up. Sophia and Olivia were very helpful and informative as well as being ready to meet our needs. They were tops! And, talk about patient! We are looking forward to having friends and family to visit for dinner and will definitely recommend Capital Direct to them because Sophia & Olivia were just great and made us feel comfortable with borrowing. My regards to them both!"
- Graham H., Searborough, Ontario
"The loan provided me the opportunity to go ahead with my reno plans and now I'm more comfortable between pay days. I wanted to paint and re-carpet my condo. Capital Direct makes plans involving money possible."
- Dennis W, Surrey, British Columbia
"I wanted a cost effective way to get the money I need, then a friend referred me to Capital Direct. My goals were to consolidate some debt and start a new business. After discussing my situation with Richard, I realized there was a very high potential payoff for me. Capital Direct gave me a very quick response and asked very few questions. I now have the money I need to start my new business venture."
- Harry K., Mississauga, Ontario
"My home equity loan from Capital Direct helped me consolidate debts, purchase a new property and take back some assets. The mortgage consultant was aware of my concerns and provided a solution that totally fit my needs. The service was fast and great."
- Daniella D., Aurora, Ontario
"I visited your web site and was impressed with what I saw. I felt that Capital Direct could be the right solutions to help me lower my mortgage payment and add property tax to it. I was looking for a lender that would treat me better than my previous lender (RBC) and help me improve my cash flow. Capital Direct was the right choice. I really liked my mortgage consultant, Sophia. Now I have a mortgage payment that fits my budget."
- Karola I., Ottawa, Ontario
"I wanted to clean up some credit rating after being on medical leave for a year and half. I had used your services once before and I was very grateful."
- Jennifer R. - Chilliwack, British Columbia
"I used my home to deal with all my debts and do a few small home improvements. Initially I didn't know if this was the best course of action... it took me 3 months to decide. The web site assured me that a home equity loan will help me organize my money, and it really has! I was really impressed with how I was handled, and was not made to feel like this was not good for me. Ron explained every thing to me, and made it easy to understand. He answered all my questions, and even some that my daughter asked, that I had forgotten. I feel very comfortable referring my friends to Capital Direct if the need should arise."
- Susan G., Abbotsford, BC
"Life is good! Life is starting to get back on track, and moving forward! And thank you again for all the work you did on our mortgage. You were a great help for us. I would definitely recommend Capital Direct to others (friends, family...). Have a good week!"
- Calida R., British Columbia
"I would like to take this opportunity to thank you Richard for your kindness and professionalism shown to us when we applied for a Capital Direct loan. You made it possible for us to ease our stress level. Thank you again for following up on your promise for a gift certificate which we will use this summer in Ottawa. Keep up the good work!"
- Henry & Rita L., Cornwall, Ontario
"It was a very simple process and it took very little time and effort on my part. Capital Direct helped me continue to grow my business and clear up some debt into one payment. John was great!! Don't change a thing."
- Jacques B., Chilliwack, British Columbia
"I needed some breathing room in my financial life but I didn't want to dig myself deeper. In the high price real estate market, it's extremely difficult to afford a nice home with a manageable mortgage payment but still be able to enjoy life. With Ron's help, I can breathe a bit easier knowing I can do the things I've worked so hard to earn without digging myself deeper into debt. I was attracted to Capital Direct because I know how painful banks make it to get a loan. Also, I found the web site gave me all the information I needed about Capital Direct so I was confident I made the right decision from the get-go."
- Greg S., Langley, British Columbia
"I applied online and was approved for a mortgage loan within 48 hours. I am very impressed. Sophia and Olivia are awesome."
- Reid N., Campbell River, British Columbia
"I was looking at the Capital Direct site and really liked that you can do the legwork for me in getting financing. This was very encouraging since I'm getting married in the fall of this year; I don't have a lot of time. Thanks to Capital Direct, I now have the cash flow to take care of some home repairs and of course, my fiancés dream wedding!"
- Ronald G., Oakville, Ontario
"We were finishing off the construction of a second home that will build equity for our children. Ronald guided us through the process very well. We would recommend to family and friends."
- Glen B., Surrey, British Columbia
"I wanted to increase the value of my home by doing some renovations. I came across the Capital Direct web site a couple months ago and I found the information to be very useful so I called the local branch. The customer service was excellent; right from reception to sales. I was initially concerned that it might be a lengthy process to endure, but Richard at the Mississauga branch explained the procedure, and took the time to address all my questions and concerns. And he always responded in a timely fashion. The process was very simple and efficient! What seemed like an impossible goal became very successful and true! Please continue to provide this wonderful service. Thank you!"
- Patricia K, Mississauga, Ontario
"We have saved money on interest in the long run and have an easier, more manageable monthly payment. I would recommend Capital Direct. Good service and good interest rate."
- Muron G., Calgary, British Columbia
"We needed to renovate the basement so that I can turn it into my 'Mary Kay Room' once I start my Mary Kay business. So we needed a home equity loan and Capital Direct made it all happen for us. Richard at Capital Direct was patient, reassuring and answered all of our many questions. Finally the home that we've owned for 14 years is working on our behalf!"
- Ron & Karen R., Peterborough, Ontario
"I needed to fix up my parents home and put it up for sale so that I could pay for my mothers nursing home care in a manner she would be comfortable with. It was a terrible time in my life, but Richard at Capital Direct showed empathy for our situation and really helped make the decision much easier. Thanks to Capital Direct, we made some renovations and the house is ready to sell in the spring. We are now confident we'll get top market value for it!"
- Brenda M., Orillia, Ontario
"I wanted to lower my interest payments. I enjoyed dealing with Cherie and I have a payment plan that I can afford. The service was great."
- Marc D., Calgary, Alberta
"I want to thank you and express my heart felt appreciation, for the opportunities that you and Capital Direct have opened for me and my company, through your services. Ron Crick and Capital Direct gave me a chance at my dreams of owning and operating a film and television production company. Where many other financial institutions would not even consider offering me a second mortgage, due to my less than perfect credit history. But, Ron at Capital Direct realized the value in my home and made it possible for me to finance my dreams. I tip my hat to Mr. Crick and Capital Direct."
- J.P. Obayashi, Founder, Candlelight Motion Pictures, Vancouver, British Columbia
"The service provided by Capital Direct was incredible. Our broker was able to find us a mortgage at a great rate. On top of that our broker was friendly and easy to talk to and made our home buying experience not only easy but helped us to understand. I would highly recommend this company to anyone."
- Kellie R., Calgary, Alberta
"What a relief it was to find Capital Direct. I admit initially I was worried about hidden costs, and not knowing about the company. But as soon as we spoke with Richard at Capital Direct, we knew that we had nothing to worry about and a home equity loan was the right solution for us. Keep up the good work and don't lose your sense of humor!"
- Kathy P., Hamilton, Ontario
"I was treated excellent from the start. I liked the mortgage consultant, she was bubbly, friendly and treated me with respect and went all out to help us. Now we have a mortgage payment that fits my budget plus we can take a long overdue vacation. Cherie Tucker has been wonderful and easy to deal with. I would highly recommend Capital Direct."
- Todd & Shelly P., Leduc, Alberta
"I had dealt with Capital Direct a few years ago. They were so good the first time; I decided to come back when I needed a home equity loan. The service I received was great, very straight up, and no-hidden agendas. I will definitely turn to them the next time I need financing."
- Daniel G., Hamilton, Ontario
"After my first borrowing with Capital Direct, which was a pleasant and enjoyable experience, I'd already wanted to borrow additional funds. I got approval for the amount I wanted and I was able to take a vacation to Japan for two weeks, which sure helped our relationship (with my girlfriend). The loan improved my cash flow too. The service was professional and the attentiveness of my consultant made the whole process simple. Yes Capital Direct offers first class service, minimal hassles. For people like me who have the equity they would benefit from borrowing the funds to seize life's opportunities. I was completely satisfied with Capital Direct. My consultant who went out of his way."
- Mason Ming-San K., Toronto, Ontario
"I no longer have to worry about cash flow! And I finally have my credit cards under control. Capital Direct's home equity program changed my life. Thank you Carmelo for your outstanding support!"
- Gerhard S., Milton, Ontario
"I own a new condo thanks to Capital Direct. At first I didn't understand how the mortgage process worked but Olivia at Capital Direct was great. She was available for my many enquiries and walked me through it all!"
- Linda P., Vancouver, British Columbia
"I was looking for a lender and found the name "Capital Direct" reassuring. After I spoke to Wally at Capital Direct, I knew that I wanted to deal with them. Our home equity loan was a logical solution for us as it enabled us to consolidate debts and improve our cash flow! I highly recommend Capital Direct! "
- James A., Toronto, Ontario
"I definitely liked Ron, he was very informative, personable and went out of his way for me - thank you. I have a mortgage payment that fits my budget. The potential payoff worked perfectly for me. I plan to do "step by step" cosmetic updates on my home. I would recommend you highly because of the wonderful service I received. Thank you."
- Susan C., New Westminster, British Columbia
"Initially we were concerned whether the benefits would outweigh the costs of having a home equity loan, but soon realized the high potential payoff. Carmelo at Capital Direct was very informative and made sure we were aware of all the little details. And now our debts are under control and we have better cash flow. The home equity loan changed our life!"
- Lynda G. & Steve H., Innisfil, Ontario
"We couldn't have been happier with the professional service and personal attention that we received from Capital Direct. We have dealt with them on two occasions and, should the need arise again; they will be the first ones to get our business. A special thanks Carole and Laura for all you help. P.S. We have recommended your services to friends who need a qualified, experienced, friendly mortgage broker. "
- Gordon & Glenda L., Calgary, Alberta
"The condition of my home was deteriorating but I like the neighborhood and couldn't imagine living anywhere else. But in order to continue living in my home, it needed serious renovations. A mortgage consultant at Capital Direct made me realize that a home equity loan was the way to go. I received good service, helpful and friendly."
- Lydia L., Collingwood, Ontario
"I would recommend Capital Direct because of the wonderful service I received. I saw a Capital Direct ad, and initially my main concern was how much does it cost? I wanted to renovate my home but was unsure if the loan could really solve my problem. After visiting Capital Direct, my problems were solved and I got money to start the renovation work straight away."
- M. Tam, Burnaby, British Columbia