Capital Direct - Who We Are & What We Do
Our mission is to help Canadians use the equity in their homes to finance dreams and drive long-term prosperity.
Capital Direct specializes in home equity and residential mortgage financing for individuals in a variety of credit situations. Founded in 1997, the company now has offices in Vancouver, Calgary, Edmonton, Toronto, Charlottetown, Moncton and Halifax, and has become one of the fastest growing, non-traditional private lending companies in Canada.
Capital Direct helps Canadian homeowners with our flexible lending solutions including home equity loans, our trademarked Flexi Line™ Line of Credit and mortgages. In fact, we lend out millions of our own funds each month. In addition, we work with banks, trusts, and other lending sources to draw from a wide range of products to help individuals in purchase transactions obtain the best possible mortgage solution. It's lending for the rest of us.
Our mission is to help Canadians use the equity in their homes to finance dreams and drive long-term prosperity.
Over the years, the value of Canadian real estate has appreciated significantly. Canadian homeowners have increased their net worth simply by owning a principal residence and paying down their mortgage. However, with rising inflation, it is sometimes difficult to live outside the box and realize other financial goals.
A home equity loan enables Canadians to turn that appreciation into cash and use the money to consolidate high-interest debt, buy a business or investment property, make home renovations to increase their property value, pay for education or medical expenses, or simply put money away for a rainy day!
Capital Direct bases approvals primarily on the equity value of your home, rather than on credit worthiness. Owning a home and paying down a mortgage shows financial responsibility and we recognize this. We take a different approach. Capital Direct truly is mortgages for the rest of us!
We know what a huge decision applying for a home equity loan or mortgage can be, so we strive to make the process as simple as possible by providing pristine, peerless customer service. We keep our clients informed every step of the way, explaining even the finest details in plain language.
Our home equity lenders and mortgage brokers are certified members of the Accredited Mortgage Professional of Canada (AMP) Designation Program, Mortgage Professionals Canada (formerly CAAMP), Canadian Mortgage Brokers Association – British Columbia (CMBA-BC) and the Real Estate Council of Albert (RECA); and come from a banking background, so we are well versed in the strict lending policies of the big five banks in Canada. We want to make a difference and in fact take great pride in knowing that, over the years, we have helped thousands of Canadians get on the road to a better life!
Call for a free no-obligation consultation, please contact the Capital Direct office nearest you!
