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*$500 Best Rate Guarantee  Learn more

With Capital Direct Home Equity Flexi Line™ you can take what you need when you need it, and pay it down when it works for you.

Pay back at your own pace minimum payment requirements.
Pay some, borrow some more. It's a perfect way to deal with
unexpected expenses or plan for desired renovations.

We Lend Money To Homeowners

Renovate and upgrade your home, consolidate and simplify your debts, expand or support your business - whatever you need the money for, you can turn your home’s value into money you can work, plan and live with.

Capital Direct’s rapid approvals are based primarily on the equity value of your home, so you'll have your money within days.

Could you use $30,000, $500,000 or even $1.5 million?
Apply online or call us today to get approved.

3 Simple Steps

1. Apply Online

or call 1-800-NEW-CAPITAL (1-800-639-2274)
to talk directly to a mortgage specialist.

2. Get Approved
Your home equity is the key to your approval.

3. Get Your Money
Loan funds can be deposited into your bank account
within 3 business days of your approval.

Customer Stories

Family & friends have been recommending Capital Direct for years.

Hear what our customers have to say about working with Capital Direct.

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Trevor Bowie on CTV Atlantic

How to improve your credit score


Trevor Bowie from Capital Direct Atlantic chats with CTV Atlantic about to improve your credit score.

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Co-Sponsored Lunches

Capital Direct and the Joey Restaurant Group have partnered to provide lunches for Front Line Workers. Thank you to everyone that has kept the world going!

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Loan terms range from 12-24 months. For a representative example of a $150,000 equity loan, the total cost of the loan, including all applicable fees, would be $34,540.97, resulting in an APR of 10.92%.