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*$500 Best Rate Guarantee  Learn more

With Capital Direct Flexi Line™ you can take what you need when you need it, and pay it down when it works for you.

Pay back at your own pace minimum payment requirements.
Pay some, borrow some more. It's a perfect way to deal with
unexpected expenses or plan for desired renovations.

We Lend Money To Homeowners

Renovate and upgrade your home, consolidate and simplify your debts, expand or support your business - whatever you need the money for, you can turn your home’s value into money you can work, plan and live with.

Capital Direct’s rapid approvals are based primarily on the equity value of your home, so you'll have your money within days.

Could you use $80,000, $280,000 or even $2.8 million?

Apply online or call us today to get approved.

3 Simple Steps

1. Apply Online

or call 1-800-NEW-CAPITAL (1-800-639-2274)
to talk directly to a mortgage specialist.

2. Get Approved
Your home equity is the key to your approval.

3. Get Your Money
Loan funds can be deposited into your bank account
within 3 business days of your approval.

11/23/2023 Fundamental Review

November 23, 2023
Federal Government housing plans, temporary ceasefire in Israel, stunning election upset in the Netherlands, Open AI melodrama, and $200,000 pet rock NFT’s; Happy Thursday! Let’s dive into it:

Real Estate
The Federal Government is planning on building more homes, faster. Colour us shocked when we look back...

Read "11/23/2023 Fundamental Review..." »

11/19/2023 Fundamental Review

November 19, 2023
War, equities melt-up, young folks discovering their love for Bin Laden, Carbon Tax, and so much more. Happy Friday! Let’s dive into it Happy Friday! Let’s dive into it:

Real Estate
CMHC predicts that Canada will be short up to 4 million housing units by 2030, resulting in an 89% surge...

Read "Fundamental Review..." »

Cause We Care Holiday Care Package Campaign

November 15, 2023
Capital Direct is proud to be a Diamond Level Corporate Champion of the Cause We Care Holiday Care Package Campaign which will be held on December 4 th at BC Place Stadium. Capital Direct has committed to matching care package sales up to $35,000, doubling the impact of donations to support a total of 400 care packages to single mother-led families across the Lower Mainland...

Read "Cause We Care Holiday..." »

Customer Stories

Family & friends have been recommending Capital Direct for years. Hear what our customers have to say about working with Capital Direct.

Bill Good talks to Rob about his completed Home Renovation with Capital Direct below:

As we all know, the best part of a project is being done. Could you use $300,000 or more to organize your life?

View more customer stories here »

Read latest ‘Balance’ for free!

Our monthly e-newsletter to help you and your family got the most out of home ownership.

Current balance Newsletter for FREE!

Read our Current issue »
This month: Canada: The Perfect Place to Soak Up Autumn's Beauty, Creating a Practical, Holiday Budget, Healthy Comfort Food, What People Say About Us, November Sudoku

Capital Direct’s continued support of our Care Package Campaign

Capital Direct and the Cause We Care Foundation have partnered to meet a goal of delivering 1200 care packages to single mothers in need...

Learn more »

Loan terms range from 12-24 months. For a representative example of a $150,000 equity loan, the total cost of the loan, including all applicable fees, would be $34,540.97, resulting in an APR of 10.92%.