Jose & Sandra P. Chilliwack, BC September 24, 2025
"Macy has introduced us to stress free options"
Only dealt with banks before researching and learning more about Capital Direct. I didn’t really know what was involved in borrowing on a home equity loan until Macy explained. Macy was great in explaining the 2 options: Home Equity Lon & Flexi-Line. Thank you so much Macy and greatly appreciate your knowledge & service!
Christina C. Scarborough, ON September 23, 2025
"Fast, reliable and stress free"
Richard was efficient, got me a quote in a day and answered all my questions. I have used Capital Direct before and was pleased with the service.
Neila & Mike T. Whitby, ON September 22, 2025
"Great Service. Richard is great!"
Having your own business has always been hard dealing with banks. Capital Direct’s flexible criteria is a bonus.
Suzette & John VT. Garibaldi Highlands, BC September 4, 2025
"I can breathe easier with the property taxes paid. "
I paid off a credit card and a large sum on others. My life is so much better now. Greg Kakuno was an excellent consultant and was encouraging every step of the way to completion. It was a long journey, but rewarding.
Julie H. Whitby, ON August 14, 2025
"Great service and very quick response time."
Richard made things very stress-free in the initial consultation. I am very proud with the overall results and service. Please do not change anything. Your company helps us!! I am very grateful. Thank you!!
Ana D. Etobicoke, ON July 15, 2025
"Thank you for taking the time to listen"
Thank you for taking the time to listen, and not making one feel lost in an ocean of banks. They were approachable, professional, knowledgable, patient staff, and made my experience helpful.
Marcela Z. Woodbridge, ON July 15, 2025
"Very professional staff"
Very professional staff and easy to work with. Mortgage payments fit my budget and it was easy and quick!
Lucietta D.M. Toronto, ON June 24, 2025
"Open & honest and explained everything in detail"
Capital Direct (Richard), was open & honest and explained everything in detail. Made us feel comfortable and understanding of what was involved. Capital Direct has been wonderful in every way possible. We couldn't be happier with the service and turn around. Richard is second to none, offering amazing service!
Mathew B. Mississauga, ON June 3, 2025
"Great and timely service"
Great and timely service. Reasonable cost service. Easy process. Richard was helpful and explained process well.
Ruth-Anne E. Surrey, BC May 15, 2025
"Highly recommend Capital Direct"
Highly recommend Capital Direct. I didn't know I could get a mortgage loan from any place other than a bank. Capital Direct was suggested by my broker and after careful investigation I chose Capital Direct.
Lee M. Mississaugua, ON April 24, 2025
"I found the service to be excellent"
I found the service to be excellent. Super professional, process was flawless. Nick explained all my options and clearly communicated every step of the way.
Mercil E. Burnaby, BC April 9, 2025
"Definitely recommend"
Definitely recommend! I would like to thank Macy for always willing to help me whenever I need. She is the best mortgage consultant I've ever met.
Eduard D. Dunnville, ON February 11, 2025
"Getting cash flow"
Getting cash flow. It's a viable option outside of the banks. Especially for a startup business or a business attempting to expand. Capital Direct has many options. We appreciate the mortgage is based on equity and not just sales, for us. Unlike the banks who could not help us.
George S. Toronto, ON January 14, 2025
"Good and easy consulting"
Good and easy consulting. Had dealt with Capital Direct before. Highly recommend Capital Direct as they are easy to deal with.
Delio S. Surrey, BC January 10, 2025
"Keep up the good work"
Keep up the good work! Fast and easy - you got approved. Capital Direct made it so easy and made sure the payments are low.
Adriano L. Kitchener, ON January 8, 2025
"Thank you very much Richard"
Thank you very much Richard! He explained everything and removed any concern. Will be able to eliminate our debt in order to get back on track. Exceptional service from all parties involved, definitely refer to family and friends.
Marcia T. Toronto, ON November 19, 2024
"Everyone is so understanding and professional"
Everyone is so understanding and professional. Jules worked with me in a very polite manner, coached me and made the experience comfortable. I can repair my credit by paying up all outstanding debts and still have a little cash flow for emergencies.
Adoracion C. Surrey, BC September 25, 2024
"Very diligent"
Very diligent, polite, honest and, as always, very very helpful in any ways. Highly recommend for a great service and always looks ways to for resolution. Thank you for a great service!
James B. Mission, BC September 23, 2024
"Everything seems great so far"
Everything seems great so far. Nice place friendly staff. Banks just kept going around and around taking too long to give an answer. I would recommend Capital Direct for fast friendly and helpful service.
Mary C. Ajax, ON September 19, 2024
"Great service"
Great service, quick response and competitive rates. Richard has been a great representative for Capital Direct. His assistance and knowledge have made my experience smooth and effortless. Always willing to assist and provide best solutions for clients. Thank you!
Loan terms range from 12-24 months. For a representative example of a $150,000 equity loan, the total cost of the loan, including all applicable fees, would be $34,540.97, resulting in an APR of 10.92%.