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I own a new condo thanks to Capital Direct. Olivia at Capital Direct was great. She was available for my many enquiries and walked me through it all!
Linda P., Vancouver, BC
Existing Lender Not Renewing...

Sometimes, through no fault of your own, the existing mortgage that you've had for five years or more is not being renewed. Often, using your home equity, Capital Direct can provide homeowners with a home equity loan or mortgage, even if your current lender has made a policy decision not to renew. Recently of note,

  • Xceed Mortgages
  • Accredited Home Lenders
  • Wells Fargo

to name a few have ceased lending in Canada to Canadian homeowners.

Recently, Capital Direct has rescued many homeowners in similar situations. Simply enter your application here and mention why your current lender is not renewing on your application.

If this has happened to you, please give us a call - we'd love to hear from you.


In January 2011, Xceed Mortgage Corp. announced that it would no longer accept new mortgage applications.
Effective June 2010, Wells Fargo Financial Corporation Canada discontinued sales of new customer loans.