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What We Offer
"I wanted to increase the value of my home by renovating my kitchen. I called the Capital Direct local branch and the customer service was excellent. The process was very simple and efficient!"
Patricia K. - Mississauga, Ontario
Home improvements can result in both savings and increased net worth, and in some situations generate income.

Whether you are making energy saving improvements, adding a new deck or finishing your basement, a home equity loan is a great way to finance your home improvement project. Because home improvements increase the property value, they practically pay for themselves over time. The increase in your property value is reason enough to take on a home improvement project.

On top of enjoying the results, you'll see returns on your renovation. 75 - 100% return on Bathroom Renovation,   75% - 100% return on Kitchen Renovation. 50 -100% return on Interior/Exterior Painting
Medium-Level Return Low-Level Return
Is a home equity loan right for you?
Our mortgage planners have a deep understanding of using home equity to accomplish your goals. We help you determine the equity value in your home, and guide you through each step of the process.
Your home equity is the key to your approval. We don't rely exclusively on credit history or income when designing a lending solution to fit your life.
We offer 5 - 40 yr amortization with 1 - 3 year terms to provide the flexibility you need to complete your home improvement project.
A Capital Direct home equity loan turns your home's increased value into money that you can use to achieve your goals and advance your future.
At Capital Direct we've built our business by delivering on what we say we are going to do. We provide personalized solutions by understanding your unique goals and personal situation.
Our sole goal is to help you achieve your goals.

Call us at 1-800-625-7747 and get started with your home renovation plan or apply online today with our 4 Minute Equity Loan Application and one of our mortgage specialist will contact you within 24 hours.

If you can imagine it, we can help you get there.