A Healthy Home

Maintenance is a key part of home ownership. Regular maintenance ensures that your home is a safe and healthy place for your family - it also helps to protect your investment.

Summer is in full swing for most - kids are out of school, and for many it's time for summer camps and vacations. This is also a great time for some basic home maintenance. Here's one important home maintenance task ideal for this time of year.

Replacing Furnace Filters. Most Canadians will use their furnaces for the majority of the year. When summer comes, furnaces across the country typically get a bit of a break, and this is a great time for maintenance. Here are the two main reasons for regularly maintaining your furnace filters.

Clean Furnace Filters Save Money
When a furnace filter gets clogged with dust, pet dander, and other particles, your furnace has to work harder. A harder working furnace means it is using more energy to operate. The decreased airflow and extra strain on the furnace can also contribute to costly repairs.
By changing filters regularly,
you will help reduce your
home's heating costs
and avoid unnecessary

Better Air Quality
The air we breathe inside our homes can become polluted when we don't regularly replace the filter.

The purpose of a filter is to reduce the amount of dust and other particles from re-circulating throughout your home.

Even if you do the most amazing job at keeping your home clean, dust, pollen, pet dander, mold spores, and other particles can still be found. When your furnace filter is not
                  regularly changed, these airborne particles will
                        accumulate and compromise the air quality
                                                                    of your home.

              Maintaining your furnace filters helps
                  to ensure the health and safety of
                                                    your family.

Is it Time to Replace Your Filter?
Here are some tell-tale signs that you might need to replace your furnace filters.

  • Do you notice more dust around your home than usual?
  • Does your home have a dusty odor?
  • Are you or your family having unexplained congestion?

Changing your furnace filter is important, and something you should
                  do on a regular schedule.
                         Keep in mind - every
                    furnace is going to have
specific requirements regarding its maintenance. Be sure to check the owner's manual for your furnace before replacing the filters.

Health & Wellness

In each issue of balance we love to share a tip or insight that will contribute to overall health and wellness. It might be general advice about incorporating physical activity into your day-to-day, or it might be a healthy recipe. This month we'd like to share 5 snacks that should be a part of your healthy eating routine.

1. Almonds
When you snack on almonds, you will feel fuller for longer, and they deliver a good dose of fibre, protein and healthy fats.

2. Chickpeas
Keep chickpeas as a staple - canned or dried. They have a great texture with a nutty flavour. They are great in salads or toasted as a seasoned snack.

3. Yogurt
It is a pretty obvious recommendation as a snack. The important thing is that this is a snack that packs a punch - calcium, fibre and gut-healthy probiotics.

4. Dried Fruit
This is another recommendation to keep in good supply. Combine them with almonds, or add them to your yogurt. They're a portable snack packed with filling fibre, minerals and vitamins.

5. Chocolate
Our list wouldn't be complete without chocolate. While it doesn't have meaningful nutritional value, it's nice to treat yourself. There's no better treat than a little bit of chocolate.

What Our Customers
Have To Say

I paid my debts and renovated my house - feels so good. I'd recommend Capital Direct highly to my friends and relatives. The consultants are very well trained and professional.
Catherine N., Toronto, ON

The equity in your home is something that you've worked hard to build. Every month, Capital Direct helps Canadians just like you to realize their dreams. What about you? 'Let your house lend a hand' © Contact a Capital Direct mortgage specialist to discover your options.

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