Season' s Greetings

Over the past year, we’ve shared several articles about mindfulness.
This is time of year it’s more critical than any other time of year to practice mindfulness.
Being mindful will help combat stress and bring joy into your life — and the lives of others!

Others is the secret key behind these 5 tips to peace. Help others, help yourself. Doing for others does you good.
There are so many benefits to helping others, such as:

  • can help you live longer
  • it is contagious
  • makes us happy
  • may help with chronic pain
  • lowers blood pressure
  • promotes positive behaviours
  • gives us a sense of purpose and satisfaction

Here are 5 ways to increase joy in life:

  1. Help a senior in your neighbourhood
  2. Donate what you’re not using to charity
  3. Fill up the bird feeder or make a donation to a local animal shelter
  4. Shovel a stairway or sidewalk for a neighbour
  5. Help out at a homeless shelter

From the Capital Direct Family to yours, we wish you
Happy Holidays & All the very best in 2020!

The Pro Christmas Shopper

Here are a few quick tips to help reduce stress when shopping for gifts this Holiday Season.

Start Early
Strike a blow to stress by getting organized and starting your shopping early.

Shop Online
Or, at least start your research there.
Online comparison shopping can reduce stress and max out savings.

List it Out
A simple gift list can be the ultimate guide through this hectic season — who, what, and how much.
Then stick to it.

Health & Wellness

A fudge treat the whole family will absolutely love! This super healthy Christmas fudge uses just two natural ingredients. To top it all off - it's dairy free, has no gluten, and no added sugar!


  • 3 cups of coconut flakes
  • 1 medium banana
  • Optional: 2 ounces of sprinkles


  1. Blitz the shredded coconut in a high speed blender until it reaches a butter consistency.
    Tip: Add a small dash of coconut milk or melted coconut oil to get the mixture moving if it’s a bit difficult to blend at the start.
  2. Add the banana and blitz again until nicely combined.
  3. Spoon the mixture into a small dish lined with parchment paper. Top with sprinkles if desired and refrigerate for 1 to 2 hours or until the fudge has hardened.
  4. Serve immediately or store in the fridge for up to 5 days in an airtight container.

“This just doesn’t get any simpler!”

What Our Customers
Have To Say

We have our own home, and needed quick and easy access to the equity. The process went smoothly. Easy, quick application. Repayment and full payment terms are simple.
Mark B., Nanaimo, BC

The equity in your home is something that you've worked hard to build. Every month, Capital Direct helps Canadians just like you to realize their dreams.

What about you? 'Let your house lend a hand' © Contact a Capital Direct mortgage specialist to discover your options.

Holiday Word Jumble


1.Christmas Tree 2.Reindeer 3.Tinsel 4.Presents 5.Turkey
6.Santa Claus 7.The Grinch 8.New Year 9.Cookies 10.Mistletoe

Request our new booklet: Borrowing for Success

How to Borrow What You Need to Succeed Guide

Learn how you can use your home equity to your greatest advantage.
To receive your FREE copy of this informative new booklet, email us at [email protected] with the subject line: “New Guide Request”. Please include your full name and postal address, and we'll send you a copy via Canada Post.

Mortgage Broker Licence Numbers: Ontario 10549 / Admin 11408; BC X026311MMB; Alberta MW-9811291; Nova Scotia 10769862.
Capital Direct is a member of CAAMP, MBABC, AMBA, Vancouver Board of Trade, and accredited with the Better Business Bureau.