Time to
Take Stock

March 1st was the deadline for making any additional 2020 contributions to your RRSP. Here’s hoping you were able to take full advantage of your RRSP this past year.

With the RRSP deadline behind us, and 2020 income tax filing coming due soon, this is a great time to look at your overall financial health. Eliminating high interest debt is a great place to start.

Credit Card & High Interest Loans
Not all credit cards are created equally. Be sure to compare the different interest rates and terms your financial institution offers against other cards. If you’re carrying balances on a department store card, double check the interest rates and repayment terms. Getting oriented to your financial landscape in terms of debt is the first step.

This is where consulting a professional can be worth every penny you invest. You should always seek the advice of a money professional — your accountant, investment advisor, or wealth manager for example.

An effective strategy for simplifying your money is to consolidate high interest debt, like credit cards, into a lower interest rate payment. This approach will ease your monthly burden and can move you further ahead to realizing your financial goals.

We've helped thousands of Canadians simplify their money,
so feel free to call if you'd like to learn more — 1-800-639-2274.

Stay On Guard — Healthy Habits

Here are some quick-tip reminders to keep you healthy.
Following best practices will help your family stay healthy and free from viruses, colds and overall nasty bugs.


Stay at home when you’re sick. Don’t spread what you have to others. This is one of the single most effective tactics against spreading viruses. It’s something that really came to the forefront last year with the pandemic, and is still absolutely critical this year.


When you cough, or sneeze, cover your mouth and nose. This is an easy habit to form, and if you don’t have a tissue you can cough or sneeze into the crook of your elbow.


Wash your hands with warm water and soap often. This is a tried-and-true tactic to fight against the spread of germs, bacteria and viruses. If you don’t have access to warm water and soap, use an alcohol-based hand sanitizer.

While these tips may seem obvious, and common sense, it’s prudent to stay vigilant
and to remind your family how they can stay healthy.

Health & Wellness

Maintaining a healthy diet is fundamental to living healthier. One important key to a healthier diet is fibre. Dietary fibre provides nutrition, is filling and relatively low in calories. High-fibre foods include things like apples, carrots, beans and peas, and whole grains.

One of the greatest benefits of fibre is that it lowers blood cholesterol and blood glucose levels. Fibre is a vital part of a healthy, balanced diet.

Here’s a great tasting, and high-fibre smoothie recipe.

High Fiber Fruit & Veg Smoothie

Ingredients 1 1/2 cups fresh spinach
3/4 - 1 cup frozen strawberries
1/2 a banana
1 tbsp flax meal
1 tbsp toasted wheat germ
1/2 tsp vanilla extract
3/4 - 1 cup unsweetened vanilla almond milk
(try soy or skim milk if you prefer)
1/8 cup cold water
1/2 cup ice cubes

Instructions Blend. Enjoy.

A Straightforward Process

We were having difficulty through
a bank and decided to try this out.
Easy application, easy to deal
with process and approval.
Sharon K., Oshawa, ON

The equity in your home is something that you've worked hard to build. Every month, Capital Direct helps Canadians just like you to realize their dreams.

What about you?
'Let your house lend a hand' © Contact a Capital Direct mortgage specialist to discover your options.

March Sudoku

Did you know March is the first month of Spring which begins between March 19-21.
In the Southern Hemisphere, March is the same as September in Canada.

2 4  
5   3
2   9
6   3
9   7
9   4
8   1
4   2
6   7
  2 5

Click here to view the solution

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