Winter is coming

Winter is just around the corner. Here are 3 tips to help you start getting your mind around winterizing for the coming season.

It's Time for Snow Tires
Driving during the winter calls for extra care — even in normal winter conditions. Likely one of the most important winterizing tips for your vehicle is to put on your snow tires. Like it or not, if you’re driving in snow this season it might be the law depending on where you live. The other one that might not immediately come to mind is to make sure your windshield washer fluid is rated for sub-zero temperatures.

Dress for the Season
Whether you’re out for a morning stroll, or shoveling the walkway, always dress warmly in cold temperatures — and wear layers. Wool is a fantastic fabric layer for the winter. Lightweight down jackets are a great outer layer. Remember to check the overall temperature rating and make sure it’s suited for where you live.

Don’t forget to take your vitamins
Vitamin D supplements are a great addition to your winter daily regime. During the winter, our exposure to sunshine is not sufficient and the Canadian Cancer Society recommends adults take 1000IU in the winter months. There is also mounting evidence that vitamin D supplements may lower the risk of colorectal and breast cancer.

Winter in Canada can be a wonderful season. Make sure you’re ready and it will be that much more enjoyable.

Health & Wellness

Our overall wellness includes not only our physical health, but also our mental health. When it comes to “staying in shape” there are many strategies we can use. Taking the stairs instead of the elevator, eating a more balanced diet, and staying hydrated are some examples.

Taking care of our mental health is equally important. It’s also something many of us don't make a conscious effort to do. Many people take mental health for granted. They see it as, “I’m not showing any symptoms. I must be in good shape”.

Our mental wellbeing is much more than if we’re showing symptoms. It starts with feeling good about who you are. It's about experiencing balance in your life and in your thinking — responding constructively to life’s highs and lows.

Wellness is built upon the foundation of overall health.
Here are two tips and advice on protecting and improving your overall wellness:

Exercise benefits our overall wellness — physical and mental health. Exercise has been shown to:

  • Relieve stress & anxiety
  • Reduce muscle tension
  • Improve blood flow

People that exercise regularly are flooding their body with feel-good chemicals. Exercise has also been shown to reduce symptoms of mild depression. Note: if you or someone you love might be suffering from depression, please consult your family doctor.

Tip: Want to have a big change? Start with the small changes. Start walking at lunch or playing outside with the kids. Start with some realistic goals before you purchase a year’s membership at the gym.

Eat well
When you eat right, you’re improving your overall physical health. The evidence suggests that healthy eating can help boost your sense of wellbeing. Start by eliminating processed food. Healthy meals can keep your mood and energy levels balanced throughout the day.

Tip: If you feel overwhelmed with making changes to your diet, then consulting a licensed nutritionist or dietitian is worth the investment. Check first with your health care plan if you have one.

Your overall wellness — your physical
and mental health — is important
to maintain and will have a great
impact on your life.

What People Say About Us

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Over the years, Capital Direct Lending has helped thousands of Canadians just like you to realize their dreams. But don’t take our word for it.

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Great to have Capital Direct to help. The agent was friendly and helped us in as stress free a way as possible. I recommend it to anyone when they have difficulties with a major bank lender.
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October Word Jumble


1.Autumn Harvest 2.Candy Corn 3.Pumpkins 4.Hallows Eve 5.Scarecrow 6.Raking 7.Trick Or Treat 8.Winterize 9.Costumes 10.Hot Chocolate

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