Happy Holidays

The Capital Direct family would like to take this opportunity to share a heartfelt Happy Holidays to you and your family.

We wish you a healthy and prosperous 2015. May the New Year exceed your dreams!

Holiday Shopping Tips

For some families, the holiday shopping season is hectic and stressful. Here are some general tips and guidelines to follow to help not only eliminate stress but save you some money too!

This is probably the most important tip of them all. Make a list. Know who you are buying for and what you are buying them. This takes out the guess work and can help you make a budget to stick to.

As a general rule of thumb, start early. This will single-handedly eliminate stress. If you have a list and you give yourself plenty of time, you won't feel like it's a mad dash.

When you're making the list you should also do some online research. Include the stores or websites you know will have what you're looking for. To save a few extra dollars, also do some comparison shopping to find the best deals. Doing research might also lead you to other gift ideas.

The holiday season is all about celebrating your family, relaxing and enjoying each other. It doesn't have to be stressful or break the bank. Take some time to prepare and you'll enjoy the whole experience a lot more.

Holiday Cranberry Punch

Here is a simple and tasty punch recipe that is great for holiday celebrations and entertaining riends and family.


The things you need:
1 (64 ounce) bottle cranberry juice
1 cup orange juice (low acid is best)
2 cups lemon-lime flavored soda
sugar
1 orange, sliced
1 lime, sliced

How it’s made:
1 place slices of orange and lime in bottom of large
punch bowl.
2 Mix all punch ingredients together, pour on top of
the orange slices.
3 Serve ice cold.

TIP: To prevent the punch from being watered down,
make your ice cubes with punch instead of water.
The punch will stay cold without being watery.

We hope you enjoy!

Simplifying Money

Ben K. of Calgary, Alberta made the decision to stop paying
high interest on debt by consolidating it into one easy monthly payment. He contacted Capital Direct. Bruce explains, “I wasn't sure how this would work, but my consultant explained how a home equity loan worked in detail.”

“Capital Direct helped us get a very manageable mortgage payment
that allows us to get out of debt sooner,” Bruce says.

Every month, Capital Direct helps Canadians just like you to
realize their dreams. What about you? Your home equity is
something you've worked hard to build, so why not 'let
your house lend a hand'© when you need it most!
Contact a Capital Direct mortgage specialist
to discover your options.

“For us it was all about making things easier..”

Christmas Jumble

  • PRESENTS
  • CHRISTMAS TREE
  • DECORATIONS
  • EGG NOG
  • WRAPPING PAPER
  • PARTIES
  • TURKEY
  • STOCKING STUFFERS
  • COOKIES
  • FAMILY FUN
  • NEW YEARS EVE
V U S D H Y O I
P C V I
Z K C W
Q L T R E M Q G L Q W V R H O R S S N V X C Y N N N L C R K P A S K E U Q Y O U D N K I
K V B P
W T S I
E S F R V Y S L V R K P
C L E U T Y R E A T N S T A A I
S M R M L R E R M T G D Y Y I
N
Q Q P I
W G A A M T I
R Z C F G
R M M E G P S P P U D O W F K P G A C N B T C R F R B K N U V A F C O Y R G Z F G K I
G N S K P
U G S E I
K O O C E P Q F W I
E
D Z E E W M G J
Q Y A I
U C F R
S R E F F U T S G N I
K C O T S
B Z L C O Q B K D F Z M B K I
O
N E W Y E A R S E V E I
O T N C

Request our new booklet: Borrowing for Success


How to Borrow What You Need to Succeed Guide

Learn how you can use your home equity to your greatest advantage.
To receive your FREE copy of this informative new booklet, email us at yourteam@capitaldirect.ca with the subject line: “New Guide Request”. Please include your full name and postal address, and we'll send you a copy via Canada Post.

Mortgage Broker Licence Numbers: Ontario 10549 / Admin 11408; BC X026311MMB; Alberta MW-9811291; Nova Scotia 10769862.
Capital Direct is a member of CAAMP, MBABC, AMBA, Vancouver Board of Trade, and accredited with the Better Business Bureau.