Capital Direct provides loans based primarily on the equity value of your home. We've helped thousands of Canadians over the past 12 years. Approved applicants typically receive their funds within days, not weeks.

Loans for Your Goals and Needs

Our mortgage planners have a deep understanding of using home equity to accomplish your goals. We provide loans for so many different reasons. Some of the most common needs of our clients include

• Consolidate your bills - what better time than now to say goodbye to those unwanted, high interest payments. By consolidating your payments, you can simplify your money. You'll have fewer bills to pay, and a consistent payment plan, helping to reduce stress. In the process, by paying off all those bills, you can improve your credit rating, and keep more of your hard earned cash in your pocket.
  
  
• Home upgrades and renovations - improve your living space and increase the value of your home at the same time. Many of our clients are upgrading to add a suite for rental income. If you are considering upgrades that will improve the environmental impact of your home, we'll show you all the green rebates available to you both federally and provincially. With this year's budget, additional tax benefits may be available.
  
  
• Needs as unique as you. We've helped hosts of clients with other needs too. Whether you are going back to school, or investing in your child's education; starting up a small business or expanding an existing one; paying for a dream wedding; or even if you just need some extra cash to deal with an unexpected, temporary situation - we can help you meet those needs.

How It works:

Getting a home equity loan with Capital Direct is fast and straightforward. We'll guide you through each step of the borrowing process. If others are involved, such as lawyers, credit bureaus, or your bank, we'll make sure you understand the information you need to provide, and we'll help you with every step.

1. Fill out our 4 minute Equity Loan application 2. Capital Direct will get started on your application right away and contact you to clarify your plans. 3. We'll help determine the equity value of your home, so you can decide how much to borrow. 4. Once the evaluation is complete, we'll prepare documents for your approval. 5. Our people will take care of the rest. 6. You get the funds that you need.

What Our Customers Say:

For over 10 years, we've help thousands of Canadians receive the funds they need to achieve their goals. We're proud of the consistently great feedback that we get.

Apply Today for the money you need.