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Our home equity loan was a logical solution for us as it enabled us to consolidate debts and improve our cash flow! I highly recommend Capital Direct!
James A., Toronto, Ontario
Existing Lender Not Renewing...

Sometimes, through no fault of your own, the existing mortgage that you've had for five years or more is not being renewed. Often, using your home equity, Capital Direct can provide homeowners with a home equity loan or mortgage, even if your current lender has made a policy decision not to renew. Recently of note,

  • Xceed Mortgages
  • Accredited Home Lenders
  • Wells Fargo

to name a few have ceased lending in Canada to Canadian homeowners.

Recently, Capital Direct has rescued many homeowners in similar situations. Simply enter your application here and mention why your current lender is not renewing on your application.

If this has happened to you, please give us a call - we'd love to hear from you.


In January 2011, Xceed Mortgage Corp. announced that it would no longer accept new mortgage applications.
Effective June 2010, Wells Fargo Financial Corporation Canada discontinued sales of new customer loans.