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Making Home Improvements

Home improvements can result in both savings and increased net worth and in some situations generate income.

Whether you are making energy saving improvements, adding a new deck or finishing your basement, a home equity loan is a great way to finance your home improvement project. Because home improvements increase the property value, they practically pay for themselves over time. The increase in your property value is reason enough to take on a home improvement project.

On top of enjoying the results, you’ll see returns on your renovation.
Bathroom Renovations
75 – 100% ROI
Kitchen Renovations
75 – 100% ROI
Interior/Exterior Painting
50 – 100% ROI
Maximizing Your Return

Some common home renovations that bring in medium-level returns on investment:

  • Roof replacement: 50-80%
  • Replacement of furnace or heating system: 50-80%
  • Finished basement: 50-75%
  • Addition of a family room: 50-75%
  • Fireplace: 50-75%
  • Installation of hardwood floor: 50-75%
  • Construction of a garage: 50-75%
  • Doors and windows: 50-75%
  • Deck: 50-75%
  • Central air conditioning: 25-75%

Some common home renovations that bring in low-level returns on investment:

  • Landscaping: 25-50%
  • Interlocking paving stones on driveway: 25-50%
  • Asphalt driveway: 20-50%
  • Fence: 25-50%
  • Pool: 10-40%
  • Skylights: 0-25%

How Capital Direct can help

Our mortgage planners have a deep understanding of using home equity to accomplish your goals. We help you determine the equity value in your home and guide you through each step of the process.
Your home equity is the key to your approval. We don't rely exclusively on credit history or income when designing a lending solution to fit your life.
We offer 5 - 40 year amortization with 1 - 3-year terms to provide the flexibility you need to complete your home improvement project.
A Capital Direct home equity loan turns your home's increased value into money that you can use to achieve your goals and advance your future.
We’ve built our business by delivering on what we say we are going to do. We provide personalized solutions by understanding your unique goals and personal situation.
Our sole goal is to help you achieve your goals.
Fill Out Our 4-Minute Home Equity Loan Application

Your goals are closer than they appear and a home equity loan can get you to the finish line.

We’re putting our money where our mouth is. Get the lowest rate on your home equity Loan from Capital Direct®, or we’ll give you $500.

Apply Now