What People Say About Us
We love what we do, and we hope you do too.

Over the years, Capital Direct Lending has helped thousands of Canadians just like you to realize their dreams. But don’t take our word for it.
Here is what just a few of our clients have to say about our award-winning service.

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Lynne D.
Calgary, Alberta
 
August 17, 2009

"Capital Direct Review Alberta August 2009"
I was looking to lower my mortgage payment and at the same time pay off some debt. I talked to Sophia and explained my situation to her. She was absolutely wonderful and so easy to work with. The re-financing came through very fast which I appreciated. I would definitely recommend Sophia at Capital Direct.
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Leonard J.
Stoney Creek, Ontario
 
August 1, 2009

"Capital Direct Review Ontario August 2009"
With starting a new business and being self-employed I wanted help paying down debt. Richard has been of great help to me. He understands the situation and made the process run smooth. He worked for me as the customer! Thank you Richard.
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Audrey F.
Morinville, Alberta
 
June 10, 2009

"Capital Direct Review Alberta June 2009"
I wanted to get a lower interest rate and free up cash flow to renovate my home and fix up my car. I'd dealt with the banks before but your mortgage consultant was very clear and helpful regarding the home equity loan. I recommend Capital Direct because Cherie was more than helpful and kept her commitments. I now have a mortgage payment that fits my budget.
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Kimberly F.
Allanburg, Ontario
 
May 27, 2009

"Capital Direct Review Ontario May 2009"
I have a mortgage and it was coming due in about 2 years, so I wanted to take advantage of a low interest rate and renew it now. I had no concerns because Sophia was great right from the beginning and I knew I could count on her. I have an excellent interest rate. I couldn't be happier!
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Margaret F.
Victoria, British Columbia
 
May 15, 2009

"Capital Direct Review British Columbia May 2009"
I wanted to take advantage of the HRTC (Home Renovation Tax Credit) and complete some home retrofit renovations. I had a 2nd mortgage with Capital Direct before and I was very pleased with the whole process and the outcome. I now have a sound mortgage with a reliable banking company and the funds to complete the renos. Thank you.
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Filomena D.
Vancouver, British Columbia
 
May 7, 2009

"Capital Direct Review British Columbia May 2009"
As a previous customer I knew I would get clear and honest facts. I wanted a mortgage payment that would fit my budget and I had no doubt that's what I would get. Sophia always makes me feel like a person and not just a number. Thanks Sophia you're the best!
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Chenoa M.
Burnaby, British Columbia
 
April 15, 2009

"Capital Direct Review British Columbia April 2009"
When I was looking for pre-approval for a home I wanted to buy, a friend recommended Capital Direct to me. Because I had only dealt with my own bank previously I wasn't sure if I'd get approved for the amount I wanted to borrow. Everything was laid out very clearly, step-by-step. I now own my own home and the payments are the same if not less than most rent.
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James F. & Linda A.
Vancouver, British Columbia
 
April 2, 2009

"Capital Direct Review British Columbia April 2009"
Hello Sophia, ...Wow! Talk about timing! We were over the moon! Sophia, you're the best! Thank you for your generosity, but most importantly, thank you for what you delivered - and what you delivered is pristine, peerless customer service. You're the consummate professional, and an absolute pleasure to work with.
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Robert S.
Wasaga Beach, Ontario
 
March 22, 2009

"Capital Direct Review Ontario March 2009"
We wanted to consolidate our debts and after visiting the website decided to contact you. We weren't sure if re-financing was the best thing to do but our mortgage consultant was very helpful. We have the ability to pay off debts. We would recommend Capital Direct to anyone because they treated us with respect and didn't judge us like most banks.
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Joeseph & Shelly B.
Aldersyde, Alberta
 
February 16, 2009

"Capital Direct Review Alberta February 2009"
What began as a visit to your website turned into a mortgage that fits our budget and now we are able to spend more time planning our new home and being with family. The biggest benefit for us was increasing our cash flow. Great service with smiles. Very informative. Thanks!
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Linda L.
Coquitlam, British Columbia
 
July 25, 2008

"Capital Direct Review British Columbia July 2008"
Olivia helped us out and she really pulled through for us. I have a new home that I can afford. Continue the excellent customer service!
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Shannon & Derek M.
Surrey, British Columbia
 
July 25, 2008

"Capital Direct Review British Columbia July 2008"
We'd heard advertisements for years and then friends did a second mortgage loan so they suggested we call one of the offices. I went online and you had the easiest webpage to get direct information and apply online. We consolidated debts with lower monthly payments and less interest. Liked the initial fast service for approval. The service was good and I recommend Capital Direct. It will benefit most people with interest rates that are not high like credit cards.
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Patti R.
Edmonton, Alberta
 
July 19, 2008

"Capital Direct Review Alberta July 2008"
I am a present client and wanted to consolidate 1st and 2nd mortgages. The rate was good and I didn't have to go looking for someone on my own not knowing if I'd qualify for a mortgage on my own. Everything including my car is paid off and my payments are quite a bit less per month. Olivia was very helpful and friendly and made this a very easy process. I've already told one friend.
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Laurence L. & Beverley C.
Golden, British Columbia
 
July 14, 2008

"Capital Direct Review British Columbia July 2008"
We were looking to refinance and Ron called back ASAP with accurate info and in a timely response. Very professional. We wanted debt consolidation and to pull our mortgage away from CVCU. This is the first step in the right direction, thanks to your company.
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Daniel T. & Patricia E.
Port Coquitlam, British Columbia
 
...before 2008

"Capital Direct Review British Columbia November 1999"
We wanted to pay off some debt and shorten the amortization on our mortgage. Now we have a payment that fits our budget, thanks John!
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Martha S.
Calgary, Alberta
 
...before 2008

"Capital Direct Review Alberta November 1999"
I wanted to put my debt in one place. I'm now paying less interest than what I was paying the credit cards. Thank you.
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Maria B.
Calgary, Alberta
 
...before 2008

"Capital Direct Review Alberta November 1999"
We realized that a home equity loan was the right solution for us. After some home renovations our home is looking absolutely beautiful. I would definitely recommend Capital Direct to anyone who wants to move forward in life and have a fresh start.
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James & Lynette V.
Sherwood Park, Alberta
 
...before 2008

"Capital Direct Review Alberta November 1999"
We would highly recommend Capital Direct because of the professional, personable service and it was relatively 'pain-free'. High potential payoff with reduced debt payments and allowed us to renovate our home. Thank you!
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George D.
Milton, Ontario
 
...before 2008

"Capital Direct Review Ontario November 1999"
The advice on the web site really made sense. After the initial contact with Richard, I ran the numbers and realized that it made sense for me to consolidate my debts at a lower interest rate and increase my cash flow. Plus Richard was very helpful and non-judgmental. By not paying high interest on the credit cards, I can now move more quickly at reducing my debt load at the same time as investing more into my home. The process was clean, quick, and our plans are now achievable.
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Krista & Bill H.
Abbotsford, British Columbia
 
...before 2008

"Capital Direct Review British Columbia November 1999"
We wanted to do some home renovations. I would recommend Capital Direct to friends and colleagues because we were treated very nicely and are now able to finish off our bathroom and other small renos.

 

Loan terms range from 12-24 months. For a representative example of a $150,000 equity loan, the total cost of the loan, including all applicable fees, would be $34,540.97, resulting in an APR of 10.92%.

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