What People Say About Us
We love what we do, and we hope you do too.

Over the years, Capital Direct Lending has helped thousands of Canadians just like you to realize their dreams. But don’t take our word for it.
Here is what just a few of our clients have to say about our award-winning service.

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Graham H.
Searborough, Ontario
 
...before 2008

"Capital Direct Review Ontario November 1999"
We were looking for a mortgage for a new house that was still on the drawing board. I wanted to borrow enough so we could delay selling our other house until we'd fixed it up. Sophia and Olivia were very helpful and informative as well as being ready to meet our needs. They were tops! And, talk about patient! We are looking forward to having friends and family to visit for dinner and will definitely recommend Capital Direct to them because Sophia & Olivia were just great and made us feel comfortable with borrowing. My regards to them both!
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Dennis W, Surrey, British Columbia
 
...before 2008

"Capital Direct Review British Columbia November 1999"
The loan provided me the opportunity to go ahead with my reno plans and now I'm more comfortable between pay days. I wanted to paint and re-carpet my condo. Capital Direct makes plans involving money possible.
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Harry K.
Mississauga, Ontario
 
...before 2008

"Capital Direct Review Ontario November 1999"
I wanted a cost effective way to get the money I need, then a friend referred me to Capital Direct. My goals were to consolidate some debt and start a new business. After discussing my situation with Richard, I realized there was a very high potential payoff for me. Capital Direct gave me a very quick response and asked very few questions. I now have the money I need to start my new business venture.
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Daniella D.
Aurora, Ontario
 
...before 2008

"Capital Direct Review Ontario November 1999"
My home equity loan from Capital Direct helped me consolidate debts, purchase a new property and take back some assets. The mortgage consultant was aware of my concerns and provided a solution that totally fit my needs. The service was fast and great.
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Karola I.
Ottawa, Ontario
 
...before 2008

"Capital Direct Review Ontario November 1999"
I visited your web site and was impressed with what I saw. I felt that Capital Direct could be the right solutions to help me lower my mortgage payment and add property tax to it. I was looking for a lender that would treat me better than my previous lender (RBC) and help me improve my cash flow. Capital Direct was the right choice. I really liked my mortgage consultant, Sophia. Now I have a mortgage payment that fits my budget.
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Jennifer R.Chilliwack, British Columbia
 
...before 2008

"Capital Direct Review British Columbia November 1999"
I wanted to clean up some credit rating after being on medical leave for a year and half. I had used your services once before and I was very grateful.
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Susan G.
Abbotsford, BC
 
...before 2008

"Capital Direct Review British Columbia November 1999"
I used my home to deal with all my debts and do a few small home improvements. Initially I didn't know if this was the best course of action... it took me 3 months to decide. The web site assured me that a home equity loan will help me organize my money, and it really has! I was really impressed with how I was handled, and was not made to feel like this was not good for me. Ron explained every thing to me, and made it easy to understand. He answered all my questions, and even some that my daughter asked, that I had forgotten. I feel very comfortable referring my friends to Capital Direct if the need should arise.
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Calida R.
British Columbia
 
...before 2008

"Capital Direct Review British Columbia November 1999"
Life is good! Life is starting to get back on track, and moving forward! And thank you again for all the work you did on our mortgage. You were a great help for us. I would definitely recommend Capital Direct to others (friends, family...). Have a good week!
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Henry & Rita L.
Cornwall, Ontario
 
...before 2008

"Capital Direct Review Ontario November 1999"
I would like to take this opportunity to thank you Richard for your kindness and professionalism shown to us when we applied for a Capital Direct loan. You made it possible for us to ease our stress level. Thank you again for following up on your promise for a gift certificate which we will use this summer in Ottawa. Keep up the good work!
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Jacques B.
Chilliwack, British Columbia
 
...before 2008

"Capital Direct Review British Columbia November 1999"
It was a very simple process and it took very little time and effort on my part. Capital Direct helped me continue to grow my business and clear up some debt into one payment. John was great!! Don't change a thing.
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Greg S.
Langley, British Columbia
 
...before 2008

"Capital Direct Review British Columbia November 1999"
I needed some breathing room in my financial life but I didn't want to dig myself deeper. In the high price real estate market, it's extremely difficult to afford a nice home with a manageable mortgage payment but still be able to enjoy life. With Ron's help, I can breathe a bit easier knowing I can do the things I've worked so hard to earn without digging myself deeper into debt. I was attracted to Capital Direct because I know how painful banks make it to get a loan. Also, I found the web site gave me all the information I needed about Capital Direct so I was confident I made the right decision from the get-go.
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Reid N.
Campbell River, British Columbia
 
...before 2008

"Capital Direct Review British Columbia November 1999"
I applied online and was approved for a mortgage loan within 48 hours. I am very impressed. Sophia and Olivia are awesome.
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Ronald G.
Oakville, Ontario
 
...before 2008

"Capital Direct Review Ontario November 1999"
I was looking at the Capital Direct site and really liked that you can do the legwork for me in getting financing. This was very encouraging since I'm getting married in the fall of this year; I don't have a lot of time. Thanks to Capital Direct, I now have the cash flow to take care of some home repairs and of course, my fiancés dream wedding!
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Glen B.
Surrey, British Columbia
 
...before 2008

"Capital Direct Review British Columbia November 1999"
We were finishing off the construction of a second home that will build equity for our children. Ronald guided us through the process very well. We would recommend to family and friends.
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Patricia K, Mississauga, Ontario
 
...before 2008

"Capital Direct Review Ontario November 1999"
I wanted to increase the value of my home by doing some renovations. I came across the Capital Direct web site a couple months ago and I found the information to be very useful so I called the local branch. The customer service was excellent; right from reception to sales. I was initially concerned that it might be a lengthy process to endure, but Richard at the Mississauga branch explained the procedure, and took the time to address all my questions and concerns. And he always responded in a timely fashion. The process was very simple and efficient! What seemed like an impossible goal became very successful and true! Please continue to provide this wonderful service. Thank you!
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Muron G.
Calgary, British Columbia
 
...before 2008

"Capital Direct Review British Columbia November 1999"
We have saved money on interest in the long run and have an easier, more manageable monthly payment. I would recommend Capital Direct. Good service and good interest rate.
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Ron & Karen R.
Peterborough, Ontario
 
...before 2008

"Capital Direct Review Ontario November 1999"
We needed to renovate the basement so that I can turn it into my 'Mary Kay Room' once I start my Mary Kay business. So we needed a home equity loan and Capital Direct made it all happen for us. Richard at Capital Direct was patient, reassuring and answered all of our many questions. Finally the home that we've owned for 14 years is working on our behalf!
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Brenda M.
Orillia, Ontario
 
...before 2008

"Capital Direct Review Ontario November 1999"
I needed to fix up my parents home and put it up for sale so that I could pay for my mothers nursing home care in a manner she would be comfortable with. It was a terrible time in my life, but Richard at Capital Direct showed empathy for our situation and really helped make the decision much easier. Thanks to Capital Direct, we made some renovations and the house is ready to sell in the spring. We are now confident we'll get top market value for it!
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Marc D.
Calgary, Alberta
 
...before 2008

"Capital Direct Review Alberta November 1999"
I wanted to lower my interest payments. I enjoyed dealing with Cherie and I have a payment plan that I can afford. The service was great.
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J.P. Obayashi, Founder, Candlelight Motion Pictures, Vancouver, British Columbia
 
...before 2008

"Capital Direct Review British Columbia November 1999"
I want to thank you and express my heart felt appreciation, for the opportunities that you and Capital Direct have opened for me and my company, through your services. Ron Crick and Capital Direct gave me a chance at my dreams of owning and operating a film and television production company. Where many other financial institutions would not even consider offering me a second mortgage, due to my less than perfect credit history. But, Ron at Capital Direct realized the value in my home and made it possible for me to finance my dreams. I tip my hat to Mr. Crick and Capital Direct.

 

Loan terms range from 12-24 months. For a representative example of a $150,000 equity loan, the total cost of the loan, including all applicable fees, would be $34,540.97, resulting in an APR of 10.92%.

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