What People Say About Us

We love what we do, and we hope you do too.

Over the years, Capital Direct Lending has helped thousands of Canadians just like you to realize their dreams. But don’t take our word for it.
Here is what just a few of our clients have to say about our award-winning service.

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Mary P.
Tavistock, Ontario
 
...before 2008

"Capital Direct Review Ontario November 1999"


After speaking with Richard at Capital Direct, I realized that a home equity loan was something I had to do, so that I don't become a financial burden to my family. He was very helpful and compassionate and reinforced the numbers for me, and presented me with more than one option. As a result of my loan, I was able to consolidate some debts and make some much needed home repairs that will help me cut down my heating costs over time. Plus now I can treat my kids to dinner without being concerned about money!
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Remgio & Ethel B.
Calgary, Alberta
 
...before 2008

"Capital Direct Review Alberta November 1999"


It was time for us to look at refinancing. Went through your website and we liked it. We received very positive attention. We liked our mortgage consultant, Cherie. We have mortgage payments that fit our budget. I would very much recommend Capital Direct by all means. You have done everything you need to. Maintain it.
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Rory & Laura S.
Orillia, Ontario
 
...before 2008

"Capital Direct Review Ontario November 1999"


We were interested in doing some home renovations and heard from friends that we could use the equity in our home to finance such things. As far as plans, we are hoping to renovate our home and thereby increase the value of it. Before talking to Capital Direct, we were concerned about interest rate and repayment terms. Richard explained in detail about all the mortgage terms. Richard was prompt in responding to all questions we had. We now have the money to complete renovations with an added cushion for everything unexpected that may come up during the renovation. I would recommend this agency because of the outstanding service. Everyone is extremely courteous and attentive to our needs.
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Rob V.
Calgary, Alberta
 
...before 2008

"Capital Direct Review Alberta November 1999"


After purchasing my new home I realized the amount of equity in my house that could be used. Finalized landscaping and other house matters involved when purchasing a new home. I had a very positive transaction and my mortgage consultant, Cherie Tucker, is very knowledgeable and I feel she was genuinely concerned about my financial wellbeing.
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Colin & Rusty M.
Red Deer, Alberta
 
...before 2008

"Capital Direct Review Alberta November 1999"


We were planning to add to our survey business. Cash flow is key to our ability to generate high income. This money was for our business. I would recommend Capital Direct for how well this was done. This all worked very well.
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David G.
Calgary, Alberta
 
...before 2008

"Capital Direct Review Alberta November 1999"


I first heard about Capital Direct in the local newspaper. I saw an ad in the Calgary Sun and the rate and amount of the loan were exactly what I was looking for. I needed to pay off personal debt, which included credit cards and taxes. Capital Direct provided a home equity loan which was exactly what I needed. The payments are low enough that I have no problem making the payments. And Dallas was great! If I ever need another loan, I know where to turn! Thank you.
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Leslie T.
Mississauga, Ontario
 
...before 2008

"Capital Direct Review Ontario November 1999"


In spite of being an excellent long-term client my own bank turned me down. Capital Direct accepted and approved my application for a loan and I was able to take care of my debt at a lower interest rate. It was really nice to free up some extra cash flow right away and to save in the long-term with a lower interest rate.
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Jennifer S. Kingston, Ontario
 
...before 2008

"Capital Direct Review Ontario November 1999"


I was able to pay off all my bills, redo the living room and save money for a rainy day. Before I spoke to Capital Direct, I thought that refinancing my mortgage would lead to higher monthly payments, but I was wrong. I have lower monthly payments. Capital Direct made it easy.
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Michael M.
Abbotsford, British Columbia
 
...before 2008

"Capital Direct Review British Columbia November 1999"


You had been a great assistance to us previously in getting a mortgage and we are loyal to the people who do us well. We wanted to get the very best rate for a mortgage we could. Sophia was so outstanding and she makes the entire process simple and efficient. I have a mortgage that, not only fits my budget, but is also saving me a lot of money through a great rate. Thank you!
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Patricia K.
Mississauga, Ontario
 
...before 2008

"Capital Direct Review Ontario November 1999"


I wanted to increase the value of my home by doing some renovations. I came across the Capital Direct web site a couple months ago and I found the information to be very useful so I called the local branch. The customer service was excellent; right from reception to sales. I was initially concerned that it might be a lengthy process to endure, but Richard at the Mississauga branch explained the procedure, and took the time to address all my questions and concerns. And he always responded in a timely fashion. The process was very simple and efficient! What seemed like an impossible goal became very successful and true! Please continue to provide this wonderful service. Thank you!
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Randy & Kimberly S.
Crawford Bay, British Columbia
 
...before 2008

"Capital Direct Review British Columbia November 1999"


We were planning to pay for our wedding. We visited the website and were impressed by that (the website). We realized there was a very high potential payoff and the loan worked for us. The service in the office was very clear and good - we are very pleased.
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Muhamad S.
Mississauga, Ontario
 
...before 2008

"Capital Direct Review Ontario November 1999"


The loan process was fast and efficient. Our mortgage consultant gave us an excellent explanation of everything and made it possible for us to lower our mortgage payments. We borrowed enough from our home to pay off some bills, lower the interest payments; and finish some home renovations. Keep up the excellent work.
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Clinton & Cassidy K.
Okotoks, Alberta
 
...before 2008

"Capital Direct Review Alberta November 1999"


Felt very good about our decision after meeting with Cherie. We are going to be stress free! Everyone was very friendly and very easy to work with. Nothing to improve. We are all around happy with your service.
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Graham H.
Searborough, Ontario
 
...before 2008

"Capital Direct Review Ontario November 1999"


We were looking for a mortgage for a new house that was still on the drawing board. I wanted to borrow enough so we could delay selling our other house until we'd fixed it up. Sophia and Olivia were very helpful and informative as well as being ready to meet our needs. They were tops! And, talk about patient! We are looking forward to having friends and family to visit for dinner and will definitely recommend Capital Direct to them because Sophia & Olivia were just great and made us feel comfortable with borrowing. My regards to them both!
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Dennis W, Surrey, British Columbia
 
...before 2008

"Capital Direct Review British Columbia November 1999"


The loan provided me the opportunity to go ahead with my reno plans and now I'm more comfortable between pay days. I wanted to paint and re-carpet my condo. Capital Direct makes plans involving money possible.
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Harry K.
Mississauga, Ontario
 
...before 2008

"Capital Direct Review Ontario November 1999"


I wanted a cost effective way to get the money I need, then a friend referred me to Capital Direct. My goals were to consolidate some debt and start a new business. After discussing my situation with Richard, I realized there was a very high potential payoff for me. Capital Direct gave me a very quick response and asked very few questions. I now have the money I need to start my new business venture.
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Daniella D.
Aurora, Ontario
 
...before 2008

"Capital Direct Review Ontario November 1999"


My home equity loan from Capital Direct helped me consolidate debts, purchase a new property and take back some assets. The mortgage consultant was aware of my concerns and provided a solution that totally fit my needs. The service was fast and great.
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Karola I.
Ottawa, Ontario
 
...before 2008

"Capital Direct Review Ontario November 1999"


I visited your web site and was impressed with what I saw. I felt that Capital Direct could be the right solutions to help me lower my mortgage payment and add property tax to it. I was looking for a lender that would treat me better than my previous lender (RBC) and help me improve my cash flow. Capital Direct was the right choice. I really liked my mortgage consultant, Sophia. Now I have a mortgage payment that fits my budget.
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Jennifer R.Chilliwack, British Columbia
 
...before 2008

"Capital Direct Review British Columbia November 1999"


I wanted to clean up some credit rating after being on medical leave for a year and half. I had used your services once before and I was very grateful.
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Susan G.
Abbotsford, BC
 
...before 2008

"Capital Direct Review British Columbia November 1999"


I used my home to deal with all my debts and do a few small home improvements. Initially I didn't know if this was the best course of action... it took me 3 months to decide. The web site assured me that a home equity loan will help me organize my money, and it really has! I was really impressed with how I was handled, and was not made to feel like this was not good for me. Ron explained every thing to me, and made it easy to understand. He answered all my questions, and even some that my daughter asked, that I had forgotten. I feel very comfortable referring my friends to Capital Direct if the need should arise.

 

Loan terms range from 12-24 months. For a representative example of a $150,000 equity loan, the total cost of the loan, including all applicable fees, would be $34,540.97, resulting in an APR of 10.92%.

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