What People Say About Us

We love what we do, and we hope you do too.

Over the years, Capital Direct Lending has helped thousands of Canadians just like you to realize their dreams. But don’t take our word for it.
Here is what just a few of our clients have to say about our award-winning service.

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Robert & Joan M.
Mississauga, ON
 
December 8, 2025

"Service was great & my requests to speed up matters was granted. I would do this again!"


The process went smooth and you have kind, hard working people like Nicholas. If I have any future plans to borrow, I would indeed come back here to Capital Direct.
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Alan & Pauline C.
Richmond Hill, ON
 
December 1, 2025

"I would recommend their services!"


I like to deal with Capital Direct.
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Mari K.
Hamilton, ON
 
November 24, 2025

"I needed funds to complete renovations and purchase a home."


Your attention and service is 100% better than any bank I have ever dealt with.
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Jose N.
Mississauga, ON
 
November 20, 2025

"Very easy and fast."


Our advisor was very thorough in explain the process and terms. It was easy to understand.
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Steven S. & Hoa N.
Scarborough, ON
 
November 17, 2025

"The process was very straight forward and all of the representatives were easy to deal with."


A straightforward process that understands people have different requirements and employment situations.
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Christina C.
Scarborough, ON
 
September 23, 2025

"Fast, reliable and stress free"


Richard was efficient, got me a quote in a day and answered all my questions. I have used Capital Direct before and was pleased with the service.
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Neila & Mike T.
Whitby, ON
 
September 22, 2025

"Great Service. Richard is great!"


Having your own business has always been hard dealing with banks. Capital Direct’s flexible criteria is a bonus.
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Julie H.
Whitby, ON
 
August 14, 2025

"Great service and very quick response time."


Richard made things very stress-free in the initial consultation. I am very proud with the overall results and service. Please do not change anything. Your company helps us!! I am very grateful. Thank you!!
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Ana D.
Etobicoke, ON
 
July 15, 2025

"Thank you for taking the time to listen"


Thank you for taking the time to listen, and not making one feel lost in an ocean of banks. They were approachable, professional, knowledgable, patient staff, and made my experience helpful.
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Marcela Z.
Woodbridge, ON
 
July 15, 2025

"Very professional staff"


Very professional staff and easy to work with. Mortgage payments fit my budget and it was easy and quick!
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Lucietta D.M.
Toronto, ON
 
June 24, 2025

"Open & honest and explained everything in detail"


Capital Direct (Richard), was open & honest and explained everything in detail. Made us feel comfortable and understanding of what was involved. Capital Direct has been wonderful in every way possible. We couldn't be happier with the service and turn around. Richard is second to none, offering amazing service!
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Mathew B.
Mississauga, ON
 
June 3, 2025

"Great and timely service"


Great and timely service. Reasonable cost service. Easy process. Richard was helpful and explained process well.
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Lee M.
Mississaugua, ON
 
April 24, 2025

"I found the service to be excellent"


I found the service to be excellent. Super professional, process was flawless. Nick explained all my options and clearly communicated every step of the way.
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Eduard D.
Dunnville, ON
 
February 11, 2025

"Getting cash flow"


Getting cash flow. It's a viable option outside of the banks. Especially for a startup business or a business attempting to expand. Capital Direct has many options. We appreciate the mortgage is based on equity and not just sales, for us. Unlike the banks who could not help us.
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George S.
Toronto, ON
 
January 14, 2025

"Good and easy consulting"


Good and easy consulting. Had dealt with Capital Direct before. Highly recommend Capital Direct as they are easy to deal with.
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Adriano L.
Kitchener, ON
 
January 8, 2025

"Thank you very much Richard"


Thank you very much Richard! He explained everything and removed any concern. Will be able to eliminate our debt in order to get back on track. Exceptional service from all parties involved, definitely refer to family and friends.
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Marcia T.
Toronto, ON
 
November 19, 2024

"Everyone is so understanding and professional"


Everyone is so understanding and professional. Jules worked with me in a very polite manner, coached me and made the experience comfortable. I can repair my credit by paying up all outstanding debts and still have a little cash flow for emergencies.
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Mary C.
Ajax, ON
 
September 19, 2024

"Great service"


Great service, quick response and competitive rates. Richard has been a great representative for Capital Direct. His assistance and knowledge have made my experience smooth and effortless. Always willing to assist and provide best solutions for clients. Thank you!
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Andrew C.
Ajax, ON
 
August 15, 2024

"Friendly and helpful staff"


Friendly and helpful staff. I had some initial concerns about high interest rates and high costs. Speaking with Nicholas on my initial call though relieved all of my worries for me and made me feel comfortable moving forward. This was my first experience with this type of lending and it's been great.
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Terrance M.
Cobourg, ON
 
June 28, 2024

"Great service"


Great service. Everything was as we expected. Excellent personal. We liked the mortgage consultant we were working with.
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Loan terms range from 12-24 months. For a representative example of a $150,000 equity loan, the total cost of the loan, including all applicable fees, would be $34,540.97, resulting in an APR of 10.92%.

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