What People Say About Us

December 15, 2009

Working with Capital Direct allowed us to consolidate high interest credit cards and do some home renovations. Richard was very attentive to our needs and is a true professional. He explained everything to us clearly and in detail. We were able to get a reasonable mortgage rate and now save a lot of money each month due to paying off the high interest rate credit cards. Great service. We are very satisfied and happy.

August 17, 2009

I wanted some extra funds and cash for renovations to my home. The consultant was very pleasant and very comfortable to talk to. Everything was explained very well. I'm very pleased with Capital Direct, they took a lot of stress out of my life and I now have the extra cash to be able to do some things with.

August 1, 2009

With starting a new business and being self-employed I wanted help paying down debt. Richard has been of great help to me. He understands the situation and made the process run smooth. He worked for me as the customer! Thank you Richard.

May 27, 2009

I have a mortgage and it was coming due in about 2 years, so I wanted to take advantage of a low interest rate and renew it now. I had no concerns because Sophia was great right from the beginning and I knew I could count on her. I have an excellent interest rate. I couldn't be happier!

March 22, 2009

We wanted to consolidate our debts and after visiting the website decided to contact you. We weren't sure if re-financing was the best thing to do but our mortgage consultant was very helpful. We have the ability to pay off debts. We would recommend Capital Direct to anyone because they treated us with respect and didn't judge us like most banks.

...before 2008

The advice on the web site really made sense. After the initial contact with Richard, I ran the numbers and realized that it made sense for me to consolidate my debts at a lower interest rate and increase my cash flow. Plus Richard was very helpful and non-judgmental. By not paying high interest on the credit cards, I can now move more quickly at reducing my debt load at the same time as investing more into my home. The process was clean, quick, and our plans are now achievable.

...before 2008

I am a previous customer of Capital Direct and fully satisfied. Capital Direct gave me a good rate for my 2nd mortgage and am quite happy with the overall service and don't have to go through all the hassles at the banks. The loan gave me extra money to do home improvements and add to the overall value of my home. Yes, I would recommend Capital Direct because as long as you have built equity in your home you can get extra money when ever needed.

...before 2008

We wanted to complete a renovation project and clean up some bills using the equity in our home. Our mortgage consultant, Richard, gave us a rate that we were happy with. I like the fact that regardless of past credit situations a home loan is a very viable source of cash available to homeowners.

...before 2008

After speaking with Richard at Capital Direct, I realized that a home equity loan was something I had to do, so that I don't become a financial burden to my family. He was very helpful and compassionate and reinforced the numbers for me, and presented me with more than one option. As a result of my loan, I was able to consolidate some debts and make some much needed home repairs that will help me cut down my heating costs over time. Plus now I can treat my kids to dinner without being concerned about money!

...before 2008

We were interested in doing some home renovations and heard from friends that we could use the equity in our home to finance such things. As far as plans, we are hoping to renovate our home and thereby increase the value of it. Before talking to Capital Direct, we were concerned about interest rate and repayment terms. Richard explained in detail about all the mortgage terms. Richard was prompt in responding to all questions we had. We now have the money to complete renovations with an added cushion for everything unexpected that may come up during the renovation. I would recommend this agency because of the outstanding service. Everyone is extremely courteous and attentive to our needs.

...before 2008

In spite of being an excellent long-term client my own bank turned me down. Capital Direct accepted and approved my application for a loan and I was able to take care of my debt at a lower interest rate. It was really nice to free up some extra cash flow right away and to save in the long-term with a lower interest rate.

...before 2008

I was able to pay off all my bills, redo the living room and save money for a rainy day. Before I spoke to Capital Direct, I thought that refinancing my mortgage would lead to higher monthly payments, but I was wrong. I have lower monthly payments. Capital Direct made it easy.

...before 2008

I wanted to increase the value of my home by doing some renovations. I came across the Capital Direct web site a couple months ago and I found the information to be very useful so I called the local branch. The customer service was excellent; right from reception to sales. I was initially concerned that it might be a lengthy process to endure, but Richard at the Mississauga branch explained the procedure, and took the time to address all my questions and concerns. And he always responded in a timely fashion. The process was very simple and efficient! What seemed like an impossible goal became very successful and true! Please continue to provide this wonderful service. Thank you!

...before 2008

The loan process was fast and efficient. Our mortgage consultant gave us an excellent explanation of everything and made it possible for us to lower our mortgage payments. We borrowed enough from our home to pay off some bills, lower the interest payments; and finish some home renovations. Keep up the excellent work.

...before 2008

We were looking for a mortgage for a new house that was still on the drawing board. I wanted to borrow enough so we could delay selling our other house until we'd fixed it up. Sophia and Olivia were very helpful and informative as well as being ready to meet our needs. They were tops! And, talk about patient! We are looking forward to having friends and family to visit for dinner and will definitely recommend Capital Direct to them because Sophia & Olivia were just great and made us feel comfortable with borrowing. My regards to them both!

...before 2008

I wanted a cost effective way to get the money I need, then a friend referred me to Capital Direct. My goals were to consolidate some debt and start a new business. After discussing my situation with Richard, I realized there was a very high potential payoff for me. Capital Direct gave me a very quick response and asked very few questions. I now have the money I need to start my new business venture.

...before 2008

My home equity loan from Capital Direct helped me consolidate debts, purchase a new property and take back some assets. The mortgage consultant was aware of my concerns and provided a solution that totally fit my needs. The service was fast and great.

...before 2008

I visited your web site and was impressed with what I saw. I felt that Capital Direct could be the right solutions to help me lower my mortgage payment and add property tax to it. I was looking for a lender that would treat me better than my previous lender (RBC) and help me improve my cash flow. Capital Direct was the right choice. I really liked my mortgage consultant, Sophia. Now I have a mortgage payment that fits my budget.

...before 2008

I would like to take this opportunity to thank you Richard for your kindness and professionalism shown to us when we applied for a Capital Direct loan. You made it possible for us to ease our stress level. Thank you again for following up on your promise for a gift certificate which we will use this summer in Ottawa. Keep up the good work!

...before 2008

I was looking at the Capital Direct site and really liked that you can do the legwork for me in getting financing. This was very encouraging since I'm getting married in the fall of this year; I don't have a lot of time. Thanks to Capital Direct, I now have the cash flow to take care of some home repairs and of course, my fiancés dream wedding!