What People Say About Us

...before 2008

We were interested in doing some home renovations and heard from friends that we could use the equity in our home to finance such things. As far as plans, we are hoping to renovate our home and thereby increase the value of it. Before talking to Capital Direct, we were concerned about interest rate and repayment terms. Richard explained in detail about all the mortgage terms. Richard was prompt in responding to all questions we had. We now have the money to complete renovations with an added cushion for everything unexpected that may come up during the renovation. I would recommend this agency because of the outstanding service. Everyone is extremely courteous and attentive to our needs.

...before 2008

In spite of being an excellent long-term client my own bank turned me down. Capital Direct accepted and approved my application for a loan and I was able to take care of my debt at a lower interest rate. It was really nice to free up some extra cash flow right away and to save in the long-term with a lower interest rate.

...before 2008

I was able to pay off all my bills, redo the living room and save money for a rainy day. Before I spoke to Capital Direct, I thought that refinancing my mortgage would lead to higher monthly payments, but I was wrong. I have lower monthly payments. Capital Direct made it easy.

...before 2008

I wanted to increase the value of my home by doing some renovations. I came across the Capital Direct web site a couple months ago and I found the information to be very useful so I called the local branch. The customer service was excellent; right from reception to sales. I was initially concerned that it might be a lengthy process to endure, but Richard at the Mississauga branch explained the procedure, and took the time to address all my questions and concerns. And he always responded in a timely fashion. The process was very simple and efficient! What seemed like an impossible goal became very successful and true! Please continue to provide this wonderful service. Thank you!

...before 2008

The loan process was fast and efficient. Our mortgage consultant gave us an excellent explanation of everything and made it possible for us to lower our mortgage payments. We borrowed enough from our home to pay off some bills, lower the interest payments; and finish some home renovations. Keep up the excellent work.

...before 2008

We were looking for a mortgage for a new house that was still on the drawing board. I wanted to borrow enough so we could delay selling our other house until we'd fixed it up. Sophia and Olivia were very helpful and informative as well as being ready to meet our needs. They were tops! And, talk about patient! We are looking forward to having friends and family to visit for dinner and will definitely recommend Capital Direct to them because Sophia & Olivia were just great and made us feel comfortable with borrowing. My regards to them both!

...before 2008

I wanted a cost effective way to get the money I need, then a friend referred me to Capital Direct. My goals were to consolidate some debt and start a new business. After discussing my situation with Richard, I realized there was a very high potential payoff for me. Capital Direct gave me a very quick response and asked very few questions. I now have the money I need to start my new business venture.

...before 2008

My home equity loan from Capital Direct helped me consolidate debts, purchase a new property and take back some assets. The mortgage consultant was aware of my concerns and provided a solution that totally fit my needs. The service was fast and great.

...before 2008

I visited your web site and was impressed with what I saw. I felt that Capital Direct could be the right solutions to help me lower my mortgage payment and add property tax to it. I was looking for a lender that would treat me better than my previous lender (RBC) and help me improve my cash flow. Capital Direct was the right choice. I really liked my mortgage consultant, Sophia. Now I have a mortgage payment that fits my budget.

...before 2008

I would like to take this opportunity to thank you Richard for your kindness and professionalism shown to us when we applied for a Capital Direct loan. You made it possible for us to ease our stress level. Thank you again for following up on your promise for a gift certificate which we will use this summer in Ottawa. Keep up the good work!

...before 2008

I was looking at the Capital Direct site and really liked that you can do the legwork for me in getting financing. This was very encouraging since I'm getting married in the fall of this year; I don't have a lot of time. Thanks to Capital Direct, I now have the cash flow to take care of some home repairs and of course, my fiancés dream wedding!

...before 2008

I wanted to increase the value of my home by doing some renovations. I came across the Capital Direct web site a couple months ago and I found the information to be very useful so I called the local branch. The customer service was excellent; right from reception to sales. I was initially concerned that it might be a lengthy process to endure, but Richard at the Mississauga branch explained the procedure, and took the time to address all my questions and concerns. And he always responded in a timely fashion. The process was very simple and efficient! What seemed like an impossible goal became very successful and true! Please continue to provide this wonderful service. Thank you!

...before 2008

We needed to renovate the basement so that I can turn it into my 'Mary Kay Room' once I start my Mary Kay business. So we needed a home equity loan and Capital Direct made it all happen for us. Richard at Capital Direct was patient, reassuring and answered all of our many questions. Finally the home that we've owned for 14 years is working on our behalf!

...before 2008

I needed to fix up my parents home and put it up for sale so that I could pay for my mothers nursing home care in a manner she would be comfortable with. It was a terrible time in my life, but Richard at Capital Direct showed empathy for our situation and really helped make the decision much easier. Thanks to Capital Direct, we made some renovations and the house is ready to sell in the spring. We are now confident we'll get top market value for it!

...before 2008

What a relief it was to find Capital Direct. I admit initially I was worried about hidden costs, and not knowing about the company. But as soon as we spoke with Richard at Capital Direct, we knew that we had nothing to worry about and a home equity loan was the right solution for us. Keep up the good work and don't lose your sense of humor!

...before 2008

I had dealt with Capital Direct a few years ago. They were so good the first time; I decided to come back when I needed a home equity loan. The service I received was great, very straight up, and no-hidden agendas. I will definitely turn to them the next time I need financing.

...before 2008

After my first borrowing with Capital Direct, which was a pleasant and enjoyable experience, I'd already wanted to borrow additional funds. I got approval for the amount I wanted and I was able to take a vacation to Japan for two weeks, which sure helped our relationship (with my girlfriend). The loan improved my cash flow too. The service was professional and the attentiveness of my consultant made the whole process simple. Yes Capital Direct offers first class service, minimal hassles. For people like me who have the equity they would benefit from borrowing the funds to seize life's opportunities. I was completely satisfied with Capital Direct. My consultant who went out of his way.

...before 2008

I no longer have to worry about cash flow! And I finally have my credit cards under control. Capital Direct's home equity program changed my life. Thank you Carmelo for your outstanding support!

...before 2008

I was looking for a lender and found the name "Capital Direct" reassuring. After I spoke to Wally at Capital Direct, I knew that I wanted to deal with them. Our home equity loan was a logical solution for us as it enabled us to consolidate debts and improve our cash flow! I highly recommend Capital Direct!

...before 2008

Initially we were concerned whether the benefits would outweigh the costs of having a home equity loan, but soon realized the high potential payoff. Carmelo at Capital Direct was very informative and made sure we were aware of all the little details. And now our debts are under control and we have better cash flow. The home equity loan changed our life!