With some types of purchases, it's better to wait. Items that tend to depreciate greatly over a very short time are electronic devices. Wait a few months, and you can get the latest plasma TV or flat screen monitor at a considerably lower cost.

I got a 90-percent home equity loan, which was exactly what I needed. The payments are low enough that I have no problem making the payments. If I ever need another loan, I know where to turn!
David G., Calgary, Alberta

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